Why Traditional Budgeting No Longer Works and How Gen Z & Millennials Can Build a Smarter Financial Plan

Herd behavior in investing leads individuals to follow the crowd, influenced by social pressure and word-of-mouth recommendations. This can result in frequent trading, missed opportunities, and overvaluation, all of which increase costs and risk. Avoiding these pitfalls requires independent research, a disciplined approach, and a focus on long-term goals.

In this article, we'll demystify the intriguing 15-15-15 rule for wealth creation.

SIPs can outperform seemingly higher annual returns over the long term, but it's important to understand the factors that drive return variations and manage risks. The interplay between initial investment amount, fund performance, and market timing can significantly impact overall returns. Even a modest SIP return can accumulate significant wealth over time, especially in a bullish market.

Deciding between the two depends on your financial goals, temperament, and available resources. In this article, we'll explore the key differences between investing and trading and help you determine which path might be right for you. 

An emergency fund is an essential part of any financial plan. In this article, we will explore how to build emergency funds for yourself. 

Behavioural finance research has important implications for investors that can influence their decision-making. In this article, we will explore further about it. 

Both strategies have the potential to generate superior returns over the long term. In this article, we will discuss them further. 

Growth investing offers several potential benefits like high return potential, long-term wealth and diversification. Read on to learn more about them. 

This article is a continuation of Part 1 of - Avoid these 5 common financial mistakes to secure your future. 

Securing your financial future requires careful planning, disciplined decision-making, and avoiding common financial mistakes. Read on to learn more about them.

 5 tips for improving your financial well-being. 

Don't let the myth that you need to earn a lot of money to be financially freehold you back. With the right plan and a little bit of discipline, you can achieve your financial goals.

One of the often used terms in investing is diversification.

Retirees can now invest double the amount in SCSS, Post Office MIS also increased the maximum investment limit and more. Click to read what's in there for retirees in Budget 2023.

Do you wish to become a crorepati and wondering how to go about achieveing it? Read this article to find answers.

Are you looking to invest in FDs? Check out this article that lists private sector banks offering rates of up to 8 per cent.

This bank offers a 9.59 per cent interest rate on its fixed deposits to senior citizens. Read on to know more about it.

The first thing that may come to your mind is, ‘What is a 52-week money challenge?’ If you're aware of this challenge, then it can definitely change your life!

Few things are taking effect that necessitate immediate action. In this post, we discuss some of the critical financial issues that require your attention in June.

When your personal finances are out of balance, it makes you unhappy financially, therefore it's time to realign them. Continue reading to learn how to improve your finances.

Everyone desires to live a prosperous life, but only a few can do it. In this post, we'll uncover the keys to living a prosperous financial life.

We come across a lot of investors who ask which is the best fund to invest in. So, does always investing in the best fund reap benefits? Let’s find out.

There are around five changes that might impact your personal finances from April 2022 onwards. Read on to find out more.

Mirae Asset Mutual Fund has announced the introduction of the Mirae Asset Nifty SDL Jun 2027 Index Fund. Continue reading to learn more.

The stock market may continue to remain volatile for some more time due to the current geopolitical crisis. 

Putting together a retirement plan is like putting together a jigsaw. In truth, there are several parts that you must integrate to complete the puzzle. What exactly are they? Let us investigate.

It is perfectly healthy to take a hiatus from your profession. However, there are some guidelines you should follow before proceeding.

Whether it is a domestic or an international flight that you have booked, the probability of something going wrong either with the flight or at the place you visit is quite high.

According to research conducted by one of India's major digital wealth management company, the number of women taking charge of their finances is growing. Continue reading to learn more.

As the end of the fiscal year approaches, many people will be crunching spreadsheets and calling their chartered accountants. This article is a list of things you should do before March 31, 2022.

One of the most significant aspects of financial planning is retirement planning. Continue reading to find out when is the best time to prepare for your retirement.

There is a general misconception that buying insurance is an effective way to save tax. While insurance premiums are of course eligible for tax deduction, they are in no way instruments for tax savings. Rather, the objective of buying insurance has to be very clear – availing of financial protection during times of emergency

The way a reverse mortgage loan works is that it allows an elderly person who is the owner of the house to convert his house equity into loan in the form of cash part by part. The article explains how it works and its benefits

Do you intend to invest over the next ten years? Then your search is done since we have identified the top ten funds to invest in over the next ten years in this post.

Given the fact that a serious or critical illness can strike you any time and maybe without any warning, it is best to be financially secured to face any such eventuality. You can do this by opting for a critical illness insurance policy

Setting realistic financial goals is one of the finest methods to get control of your finances.

A recent spike in volatility led to pressure on equity markets. Here are the top five equity mutual funds with comparatively low risk.

Even though retiring early might seem like a good idea, you should keep in mind several factors before making the decision. Keep reading to find out what you should do.

The top 10 banks presently are offering interest rates up to 6.5 per cent (for senior citizens). Read on to find out more.

Axis Midcap Fund bears a five-star rating from a widely used mutual fund research platform. Read on to find out whether it deserves your attention.

Bharat Bond Exchange Traded Fund (ETF) is launching its third tranche tomorrow. Is it worth investing in? Let’s find out.

Before investing in index funds, it is crucial to check its expense ratio and tracking error. Here are the top 10 index funds having the lowest tracking error.

Usually, investors who are retired or are nearing retirement seek a source of regular income. Can mutual funds become one such source? Let’s find out.

Though people understand the importance of retirement, they are clueless about the planning. Here is the simple yet effective guide to retirement planning.

We have seen a spectacular rally in the markets post-pandemic, which was witnessed globally as well. This has attracted more investors to international funds. Here is our guide to going global with international funds.

Large caps can provide good downside protection as against mid-caps and small caps. Hence, it makes more sense to have one in your portfolio. Read on to find out more.

We are seeing a trend of bundling free insurance with a particular product. These days, even banks are offering a similar product. So, is it worth opting for it? Let’s find out.

Having a goal-based financial plan has its own advantages. Read onto find out more about the benefits of goal-based financial planning.

Aditya Birla Sun Life Mutual Fund launches its Nifty 50 Equal Weight Index Fund, which is now open for subscription. Read onto find out more.

Looking at the portfolios of MFs ending April 2021, it seems that they are betting more on financials. Read onto find out more.

PGIM India Hybrid Equity Fund now adds international equities to its investment portfolio. Read onto find out more.

As habits define your personality, likewise, your financial habits define your attitude towards attaining financial freedom. Here, we have listed the top three habits that may help you in attaining financial freedom.

Quant AMC outshines other AMCs in terms of percentage increase in assets under management. Check out our AUM analysis to know more.

Equity MFs witnessed net inflows for the second straight month, though it was lower than the preceding month. Read onto find out more.

Here is a list of the best-performing equity MFs in the month of April 2021.

Everyone wishes to achieve financial freedom, but few people are actually able to attain it. Read this article to find out the ways to achieve your financial freedom.

Tata Mutual Fund launched its dividend yield fund, Tata Dividend Yield Fund on May 3, 2021, and is currently open for subscription. Read onto find out more about it.

ICICI Prudential Mutual Fund has come up with its healthcare ETF offering. The scheme will open soon for the subscription. Read onto find out more.

Axis Mutual Fund on April 30, 2021, launched Axis Healthcare ETF, which is currently open for subscription. Read onto find out more about it.

The equity market has given quite stunning returns in the last one year and so did the mutual funds. In this article, we will discuss the MFs that gave returns of over 100 per cent in the last one year. 

SEBI has come up with a new rule for all the key employees of AMCs, including fund managers and analysts. Read onto know more about the new rule of SEBI.

On April 19, 2021, Mirae Asset launched its international fund offering Mirae Asset NYSE FANG+ ETF & FoF and is currently open for subscription. Read onto find out more about it.

Small-cap funds have delivered spectacular returns in the year 2020. So, is it the right time to book profits from them? Let’s find out.

Not all rules are meant to be broken as they may dent your pocket heavily. However, in this article, we would be explaining why you should break the 10 per cent retirement planning rule.

Canara Robeco has launched its Canara Robeco Focused Equity Fund and is currently opened for subscription. Read onto find out more about it.

SEBI registered investment advisers (RIAs) do promote direct plans in mutual funds a lot. So, does it make sense to invest in direct plans via them? Let’s find out.

NPS is one such investment that everyone must have, irrespective of their income. In this article, we would be revealing the best pension fund managers. So, keep reading.

Aditya Birla Sun Life Mutual Fund launches its multi-cap fund, which is now open for subscription. Read onto find out more.

HDFC recently launched its HDFC Asset Allocator Fund of Funds, which is currently open for subscription. Read onto find out more about it.

Thematic fund is one such category, which is said to help provide diversification benefits to your overall portfolio. However, does it make any sense to invest in them? Let’s find out.

A lot of studies carried around the world is of the view that it is best to invest in funds with low cost. Is that true? Let’s find out.

Recently, we have seen a massive surge in the expense ratio of index funds. So, does it make sense to switch to ETFs? Let’s find out.

It is for the first time in the past eight months that equity MFs saw net inflows. Read to find more insights here.

NPS is often viewed from a tax-saving point of view. Read onto know how to use it in your retirement planning.

While buying life insurance, no one talks about its claim settlement process. Read onto find out things that you need to know before claiming a life insurance policy.

Interest rates of small saving schemes were slashed sharply until it was withdrawn today. Read onto find out more.

As you move from one life stage to the other, your investment strategies too should be amended in accordance with different life stages. Read on to find out more.

Even for debt mutual funds, people tend to focus more on returns. However, their expectations of the returns from it are quite vague. Read on to find out more.

A money market fund is a type of debt fund that is supposed to have Macaulay duration of not more than one year. Read on to find out more.