Your cash flows are the roots of your financial well-being. Stronger the roots stronger is your financial health. So how can you build wealth by controlling your expenses? Let’s find out.

Following stocks are close to their 52-week low as at 12.48 p.m. on January 7, 2019.

The markets on January 07, 2019 opened gap up. BSE Sensex is trading at 35,946.88, up by 251.78 points and the Nifty is trading at 10,800.05, up by 72.70 points.

The stock of Bandhan Bank was experiencing selling pressure on Monday following the buzz that the bank is likely to acquire mortgage lender Gruh Finance through a share swap deal.

Parag Milk Foods, a leading manufacturer and marketer of branded dairy products, has expanded its product portfolio by entering into the Indian sweet category. It has launched two ready-to-eat Indian desserts, Gulab Jamun and Rasgulla, under the brand Gowardhan.

Onward Technologies has partnered with SAP SE to sell and support end-to-end ERP implementation focused on SAP S/4HANA providing customers with an accelerated path for digital transformation, informed the company on Monday. Reacting to this development, the stock surged by 3.9 per cent.  

Overall volumes in futures & options currently stand at 1.14 crore contracts with a turnover of Rs. 6,87,035.88 crore.

Overall volumes in futures & options currently stand at 1.14 crore contracts with a turnover of Rs. 6,87,035.88 crore.

Going ahead, a move above the hammer’s candle high, i.e. 10,741, would lead to an extended rally towards the level of 200-day moving average, which is placed at 10,787, followed by 10,850. Stocks in news: Reliance Industries, BHEL, Future Lifestyles Fashions, NHPC and Titan.

Indian equity indices are expected to kick-start the week with a gap-up opening following the rally on the Wall Street on Friday and both the US and China expressing optimism ahead of new round of trade talks. The SGX Nifty suggests that Nifty may witness a gap-up opening of 0.97 per cent around the level of 10,883.  
  

With less than a month left for the budget the market seems to be waiting for a little something from the last budget of the first Modi government, although this budget is expected be more of promises than any new policy.

Here are the New Fund Offers floated by mutual fund houses that are open for subscription currently. This time also fund houses are coming up with more and more close-ended offerings.

CMI Limited has received a letter of intent (LoI) for a maiden order from East Central Railway worth Rs. 20.93 crore for its Baddi plant (Himachal Pradesh). This order includes the supply of 1,144.64 km of railway signalling cables over the period of next six months. 

Bank Nifty has given a bounce from the edge of the rising trendline support formed by joining swing lows from December 11, 2018, on the daily time frame. This coincides by the index’s short-term moving average, i.e. 21-Day exponential moving average, which is currently placed at 26908.70 level.

Adani Power gets picked up by our Bollinger Band Squeeze scanner, suggesting that a consolidation breakout is expected in the near-term.

The stocks most likely to witness significant movement on the bourses on December 7, 2019 are Repco Home Finance, Sonata Software, MindTree, ICICI Bank and Bank of Maharashtra.

The stock has recently given downward sloping trendline resistance breakout and formed sizeable bullish candle above trendline resistance, on the daily scale. The breakout was supported by justifiable volumes.

When it comes to mutual funds people just look at the returns and invest in funds that provided the best returns in the past. However, is it important to consider the investment time horizon as well before investing? Let’s find out.

The auto ancillary company's stock hit a new low ahead of the Q3 results season on Friday. The stock came down on the back of lower Class 8 trucks sales in the US, which is a   major business segment of Bharat Forge.

There is an ideology among MF investors that if you hold too many funds it helps you diversify your MF portfolio and results in reducing the possible risk. So does this ideology works in your favour? Let’s find out.

The stock of GM Breweries dipped close to 12 per cent on Friday as the company announced its Q3 FY19 results.

Following stocks are close to their 52-week low as at 12.51 p.m. on January 4, 2019.

The markets on January 04, 2019 opened up. BSE Sensex is trading at 35,655.94, up by 142.23 points and the Nifty is trading at 10,708.85, up by 36.60 points. 

The impact of elections in major states and the overhang of the next general election has impacted the capex in the third quarter of FY19

Shares of Tata Motors are trading in green after good JLR numbers. Read on to find if it sustains

Financial plan is one of the important document that everyone must have. It is the responsibility of the financial planner/ advisor to prepare and present in the plan in an effective manner. Read on to find out more.

Overall volumes in futures & options currently stand at 3.36 crore contracts with a turnover of Rs. 18,81,982.17 crore.

Overall volumes in futures & options currently stand at 3.36 crore contracts with a turnover of Rs. 18,81,982.17 crore.

In the coming session, if the index holds above the 10,660-10,650 levels, the pullback options would remain open. Stocks in news: Torrent Power, Sun Pharmaceuticals, Power Grid Corporation, Nestle India and Vascon Engineers.

Indian benchmark indices are likely to open tad lower on the final trading session of the week amid free fall on the Wall Street in overnight trading and negative cues prevailing in the Asian markets. Going ahead, traders will keep an eye on Nikkei Indian Services PMI for December. The SGX Nifty suggests that Nifty may open around the level of 10,716, down by 4 points.  

The stocks most likely to witness significant movement on the bourses on January 4, 2019 are Sun Pharmaceutical Industries, Dena Bank, Vijaya Bank and Bank of Baroda, National Highways Authority of India, Nestle India and ECL Finance.

Street Talk

The stock of Ajanta Pharma has reached near its downward sloping trendline resistance formed by connecting swing highs from October 2016, on the weekly time frame.

Markets plunge on negative global cues. Metals, Media and Auto stocks act as the biggest draggers. Index heavyweights like HDFC, Reliance and L&T pull down the benchmark index BSE Sensex by 377.81 points, on Thursday.

Subscribers can ask their queries regarding stocks they hold and get our expert guidance.

Technical Analysis of 1 Stock (with 15 days horizon)

Review on 2 stocks recommended in past

Fundamental Analysis of 2 Stocks (with 180 days horizon)

Markets In Consolidation Mode, Waiting For Triggers

Better demand scenario and drop in raw material prices are likely to help companies from this sector to post better numbers in Q3FY19.

The construction business segment of Larsen & Toubro has secured an order totaling up to Rs. 1,060 crore.

The year 2018 has ended and the new year has begun. So let’s turn back and look at the mutual fund categories which performed well in the year 2018.

Following stocks are close to their 52-week low as at 12.54 p.m. on January 3, 2019.

The markets on January 03, 2019 opened up. BSE Sensex is trading at 35,662.24, down by 229.28 points and the Nifty is trading at 10,711.05, down by 81.45 points. 

Data Bank

The integrated pharma R&D company has received USFDA nod for pramipexole dihydrochloride extended-release tablets in various dosages.

It is also a well-known fact that investing is a process that requires patience, perseverance and knowledge as well as the discipline to achieve investment success on a consistent basis. All these traits can be learnt over time, and hence,starting to invest early helps. Unfortunately, not many take investment seriously at a young age and, hence, they pay a heavy price by compromising their important long-term goals like having a dream retired life. 

The following table lists top-ranked equity funds based on DSIJ's proprietary research methodology. We have evaluated each funds underlying portfolio of stocks and ranked them based on their expected portfolio returns.

Valuation as measured by PE ratio is a strong indicator of how cheap or expensive a stock is as compared to its peers or as compared to its historical multiples. When companies trade at a high PE ratio

Setting up short-term, mid-term and long-term financial goals helps you to live comfortably now and in future. It should be accompanied by periodic review and changes in plan accordingly.

Hi! It’s me again—Mutual Fund. In the last article, you may have understood various reasons why to choose me for your investment needs. Now I will take you through my family members. So get ready for a long list. 

In this edition, we have reviewed CMI and Kanoria Chemicals. We suggest our reader-investors to BOOK PROFIT in CMI and HOLD in Kanoria Chemicals.

The recommendations provided in this column are taken from various market sources such as brokers, analysts, dealers and investment strategists, etc. These recommendations may not be backed by strong fundamentals. Therefore we advise readers to use their own discretion before investing in these recommendation

Richard Branson The key is to set realistic customer expectations, and then not to just meet them, but to exceed them - preferably in unexpected and helpful ways.

The excitement of the new year also comes with the guilt that the things we promised ourselves at the start of the year could not be accomplished. This new year will be no different, and as the year is about to dawn upon us, all of us would be again ready to make our new year resolutions which we promise ourselves to implement. However, it loses the momentum by the end of the year--some are achieved, some are forgotten. But when we make new year resolutions, have we ever thought of including our finances in it? May be, may not be.

Revenues from operations surged on the back of robust same store growth (SSG) in Domino's Pizza, higher delivery sales via online ordering and strong momentum in order growth led by all-round product upgrades.

Relaxo Footwears Limited is engaged in manufacturing and trading of footwear and related products. The principal activity of the company is the manufacture of footwear made primarily of vulcanised or moulded rubber and plastic. Its brands include Hawaii, Flite, Sparx, Schoolmate, Elena, Casualz and Bahamas. 

The year 2018 has been bad for the equity market in general and was worse for the mid-cap and small-cap stocks. Their performance was reflected in the performance of mutual fund schemes dedicated to such categories. Nevertheless, there are funds that have always outperformed their categories. 

Although the final trading session of the calendar year 2018 stayed rather lifeless with the markets closing on a flat note, the calendar year 2018 itself was a sharp contrast to its last trading session.

Overall volumes in futures & options currently stand at 1.96 crore contracts with a turnover of Rs. 11,39,551.71 crore.

The scrips in this column have been recommended with a 15-day investment horizon in mind and carry high risk. Therefore, investors are advised to take into account their risk appetite before investing, as fundamentals may or may not back the recommendations.

Bank of Baroda's board has approved the three-way merger with share swap ratio that marginally positive to the bank. The Central Cabinet approved the first-ever three bank merger deal, with this Vijaya Bank and Dena Bank will merger into Bank of Baroda (BoB).

I am an individual and I own various paintings which I had acquired almost 20 years back and always treated them as personal assets. If I sell these paintings, these would fetch Rs2 crore. I am planning to sell these paintings. Could you please explain what are the tax implications?

What with the General Elections just around the corner and the significant government intervention in terms of policies and regulations, extensive discussions on the rural theme have almost become commonplace. Dnyanada Kulkarni explores the practicality of investing in rural themed stocks by evaluating their performance during elections and in the context of farm loan waiver announcements.

Overall volumes in futures & options currently stand at 1.96 crore contracts with a turnover of Rs. 11,39,551.71 crore.

This section gives a recommendation of a stock having stock margin padding price below Rs 100 with sound fundamentals and expected to give handsome returns over a one-year time horizon

This column gives you scrip chosen by the research team during the fortnight that is fundamentally strong and expected to give good capital appreciation over a time period of 1 year

The Road-map of Nifty for the calendar year 2019 and sectors to look at in 2019.

Recently the government has made changes to the National Pension System (NPS), adding to its appeal DSIJ by making it more tax friendly. explains, how despite these changes mutual funds score over NPS as an instrument to save for your retirement.

US indices Dow Jones Industrial Average and the S&P 500 witnessed their worst December since 1931 this year, as investors reacted to the government shutdown, US-China trade woes, hike in interest rates and US President Donald Trump’s offensive comments on US Federal Reserve Chairman Jerome Powell.

Your special story on cyclical stocks was an informative read. The market sentiment seems torn between two opinions – while some are actively advocating investing in cyclicals, others are strongly wary of these stocks.

Your cover story on the equity-linked saving scheme (ELSS)

The year 2018 will be remembered for both sharp surges and drastic declines. We saw BSE Sensex touching new high of almost 39,000 before correcting by almost 15 per cent. This was the second time within a year when the frontline indices fell by more than 10 per cent.

Before we talk about the markets, allow me to wish you all investors a Happy and Prosperous New Year. May the year 2019 bring to you Health, Wealth and Happiness!

Stepping into the New Year is always exciting. To help you make a fresh start, Yogesh Supekar and Shohini Nath explore beaten-down stocks of 2018, while the DSIJ Research Team handpicks a list of such underperforming stocks to add to your portfolio.

Going ahead, the low of 10,735 is likely to act as a crucial support for the index. Stocks in news: Equitas Holdings, Asian Granito, Autoline Industries, Dena Bank, Vijaya Bank, Bank of Baroda, Ashok Leyland and Tata Power.

Indian markets may open flat to slightly higher on Thursday, tracking modest gains in other Asian markets. The SGX Nifty points to Nifty opening around the level of 10,861, up by 29 points. 

The stocks most likely to witness significant movement on the bourses on January 3, 2019 are PNB Housing Finance, Pennar Industries Limited and Pennar Engineered Building Systems, Vijaya Bank, Capacit’e Infraprojects and Kellton Tech Solutions.

The company announced the successful implementation of Optima, a cloud-based artificial intelligent-enabled IoT platform in the oil and gas industry. Kellton proprietary IoT Edge device Envision was used for this project. 

Following stocks are close to their 52-week low as at 16.05 p.m. on Jan 02, 2019.

The markets on Jan 02, 2019 opened up. BSE Sensex is trading at 35,891.52, down by 363.05 points and the Nifty is trading at 10,792.50 down by 117.60 points. 

Capacit’e Infraprojects has bagged an order from Institute of Chemical Technology. The shares of the company reached an intraday high of 3 per cent on Thursday.

The shares of Atul auto rallied as the company reported its December sales number. 

Gold has reached near short-term resistance US$1,287 which is 61.8 per cent Fibonacci retracement level of recent down move started from the high of April 2018 to the low of August 2018.

PNB Housing Finance raised Rs. 1,853 crore, i.e., US$ 265 million, by means of External Commercial Borrowing (ECB) on December 28, 2018. The company intends to utilize the funds for normal on-lending operations.

The year 2018 was supposed to be a year of equity, however, at the end of it, we find debt funds have performed better than equity funds. Read on to find the important lesson it teaches about financial planning and asset allocation

The Nifty PSU Bank Index is designed to reflect the performance of the public sector banks.The Nifty PSU Bank index disappointed investors in 2018 with a negative return of 16.55 per cent as against the stellar return of 24.09 per cent in the calendar year 2017.

Pennar Group acquired orders amounting to Rs. 309 crore across its business verticals and its subsidiary Pennar Engineered Building Systems (PEBS Pennar).

Surya Roshni, Delhi-based fans, steel, lightning, LED and PVC Pipes manufacturing company, informed stock exchanges about winning an order worth Rs. 102.52 crore.

Overall volumes in futures & options currently stand at 97,81,037  contracts with a turnover of Rs. 5,67,489.25 crore.

Overall volumes in futures & options currently stand at 97,81,037 contracts with a turnover of Rs. 5,67,489.25 crore.

Going ahead, a follow-through move above the identical high (10,923) of the last two candles would open up the next leg of the rally towards 10,985 and 11,090. Stocks in news: Jet Airways, Tech Mahindra, Power Grid, Glenmark Pharmaceuticals, Chambal Fertilisers and Chemicals, NMDC, MOIL and IOL Chemicals and Pharmaceuticals.

Indian markets are likely to see a positive opening and extend the upmove at least in the initial part of the trading session. The SGX Nifty indicates Nifty may open around the level of 10,937, up by 14.5 points. 

The stocks most likely to witness movement on the bourses on January 2, 2019 are Atul Auto, Jet Airways, Mahindra & Mahindra, Weizmann Forex and Karnataka Bank.

Auto majors reported a mixed set of sales numbers for the month ended December 2018. With this, Nifty Auto touched a low of 9139.45, down by 53.10 points.

The year 2018 was not great for equity investors as it failed to create wealth for its investors. Nonetheless, there were some funds that succeeded in beating the broader market trend. 

The order involves residential and commercial projects in South India which is worth Rs. 434 crore and civil works for a steel plant in Orissa worth Rs. 162 crore.

Shilpa Medicare Limited (SML) has received USFDA approval for its ANDA filing for Irinotecan HCL injection USP, 40 mg/2ml and 100 mg/5ml (20mg/ml) single dose vials. The stock was buzzing and trade up by 4 per cent on Monday.

Following stocks are close to their 52-week low as at 2.15 p.m. on January 1, 2019.

The markets on January 01, 2019 opened gap down. BSE Sensex is trading at 35,965.94, down by 102.39 points and the Nifty is trading at 10,826.65, down by 35.90 points.