Retirement planning is one of the most important aspects in financial planning and should be given a due consideration. So, while planning for your retirement, here are a few things that you should check.

Looking at the share price return of the stocks of the Aviation industry during the last one month, that is, from October 18 to November 18, Jet Airways has delivered a return of 43.22 per cent, whereas, Interglobe Aviation and Spicejet has delivered a negative return of 15.62 per cent and 11.30 per cent, respectively.

Vista Equity Partners, a leading investment firm focused on enterprise software, data, and technology-enabled businesses, has acquired Accelya, a major global provider of financial, commercial, and analytics solutions to the airline and travel industry.

The two key levels to watch out are 11,800 and 12,050; penetration with strength on either side would open gates for a trending move. Stocks in news: Vodafone Idea, Tata Steel, TCS, Maruti Suzuki, Zee Entertainment Enterprises.

The market outlook suggests a weaker start for the day. The main impact on investors’ sentiments in today’s session would be of fading hopes over prospects for a phase one trade deal between Washington D.C. and Beijing. FPIs extended their selling streak for the third straight day on Monday as they sold shares worth Rs. 270.66 crores in yesterday’s trade. At the time of writing, the SGX Nifty was trading down by 29 points at 11,894 levels.

Bharat Petroleum Corporation Limited (BPCL) has been picked up by our Bollinger Band Squeeze scanner, which suggests that the stock is near a consolidation breakout.

Every coin has a flip side and mutual funds are no different in that sense. Fund managers not just buy stocks, selling those is also a part of their jobs. Hence, it is equally important to know what they are selling.

The company has signed a pact with Lithium Urban Technologies, a commercial EV fleet provider, to address mobility solutions across the passenger, mass transit, and the freight segments.

The BHEL informed that it has commissioned two more pumping units, each at Package-6 (7x116 MW) and Package-8 (7x139 MW) of Kaleshwaram Lift Irrigation Scheme (LIS). 

The Nashik-based highway developer, Ashoka Buildcon Limited's subsidiary has emerged as the L1 bidder for a road construction project in Telangana.

Under this, the company is planning to expand a 96,000 TPA ferro chrome and 10 MW waste heat recovery boiler at Kalinga Nagar, Jajpur, Odisha. It has planned a capex of Rs. 547.19 crores for the above mentioned expansion project and the same has been approved by the state government as well.

The same press release also had a statement, informing that the company has been appointed as a selling agent for the disposal of movable or immovable items, all surplus scrap materials and secondary arising scraps (ferrous and non-ferrous), equipment, plants, and machinery. 

The company has submitted its revised bid to acquire the bankruptcy-bound Jaypee Infratech, by offering lenders 1,426 acres of land instead of previously promised 950 acres. 

After a ferocious Friday, the markets witnessed selling pressure in the last hour of trade, resulting in the markets to close on a flat note. On Friday, FPIs pushed the sell button for the second straight day in a row for the first time this month as they were the net sellers to the tune of Rs. 1,008 crores and combined selling for the last two days stand at Rs. 1,570 crores.

The levels of 11,980 and 12,050 are expected to play out as a stiff resistance while support is expected at the 11,800 mark. As long as this support level is held, we will continue to see the markets trading in the range of 11,800-12,050. Stocks in news: HIL, HCL Infosystems, Unichem Laboratories, Asian Oilfield Services, Cadila Healthcare.

Everyone is eager to know which were those mutual funds, managers preferred to trade in October 2019. People are especially keen to know about the ones that were bought. Let’s take a look on the stocks that attracted fund managers the most in Oct 2019.

Capacit'e Infraprojects announced its financial results for the quarter and the half-year ended September 2019. The company gained a net profit of Rs. 39.8 crores in Q2FY20, which is an increase of 72.8 per cent from the net profit of Rs. 23 crores, gained in Q2FY19.

Among the various steps that you are required to follow for proper financial planning, an important one is to know your net worth. Learn how to calculate your net worth.

Some pessimism also spread among investors, with SBI research’s report showing that surplus rainfall in August and September is likely to keep food and vegetable prices elevated in the near future and the retail inflation may average at around 4 per cent in FY20.

The stock of Apollo Tyres Limited has formed a Morning Doji Star candlestick pattern on the daily timeframe. The morning Doji Star is a reversal candlestick pattern, which is bullish and appears at the end of a downtrend.

Considering the daily timeframe, the stock of Tata Motors Limited is trading in a Bullish Flag pattern since the last 12 trading sessions, with a receding volume. The flag pattern is a short-term trend continuation pattern that marks a small consolidation before the previous move resumes.

The company submitted a press release on stock exchanges, which said that it has signed a Memorandum of Understanding (MoU) with the Government of Andhra Pradesh (AP). 

Our Bollinger Band Squeeze scanner has picked up Escorts Limited, suggesting that the stock is near a consolidation breakout.

The company, in its stock exchange filing, said that the facility is part of Special Economic Zone (SEZ) and is intended to cater primarily to the US and other international markets. 

On the weekly expiry day, the Nifty witnessed a handsome recovery from the lows of about 11,800 mark and closed in the positive terrain with a negative advance-decline ratio. Although it closed in the positive, it formed a lower high and lower low. The early indications from SGX Nifty suggest that the markets are likely to extend the gains of the previous session and the bias is anticipated to be on the positive.

For the benchmark index, the make or break of levels would be 11,800 and a fresh wave of momentum would only be seen if it crosses 11,980 levels on a closing basis. Stocks in news: Cipla, NBCC, IRCTC, Natco Pharma, SBI, CESC, MOIL.

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The popularity of the mutual fund as an investment vehicle has increased in last few yeasrs. Read on to find how are they stacked up.

Many of the ETFs are thinly-traded and have lower assets under management (AUM). This sends a signal to investors that the liquidity in the ETF is not sufficient to trade. Read on to find if this is true.

It’s a good thing that you decided to seek help from an expert financial planner. However, financial planner is not a magician so how you approach him is very important. Here are few tips to help you in approaching your financial planner the right way.

Ahluwalia Contracts (India) Limited has secured new orders, aggregating to Rs. 536.66 crores for the construction of an hospital and commercial projects, including electrical, plumbing, and firefighting services.

Insecticides India announced its financial results for the quarter and half year ended September 2019. The company’s revenue from operations increased by 9.8 per cent Y-o-Y to Rs. 503 crores in Q2FY20.

This is the third straight month of rise in CPI. The earlier high was reported in June 2018 when the retail inflation print was recorded at 4.92 per cent. The inflation in the food basket spiked to 7.89 per cent in October 2019 against 5.11 per cent the previous month, mostly due to the surge in vegetable prices.

As per this estimate, Bharti Airtel Group has a liability of Rs. 62,187 crores, Vodafone Idea’s liability stood at Rs. 54,184 crores, and the liability of BSNL and MTNL’s is of Rs. 10,675 crores.

Vedanta Limited participated in the bidding round for the Jamkhani coal block in Sundargarh district, Odisha,and emerged as the highest bidder in the 10th tranche of the captive coal block auction conducted by the Ministry of Coal, Government of India. The coal block is in the proximity to the company’s Jharsuguda aluminium smelter.

This morning, the biggest headlines is that the retail inflation jumped 4.62 per cent in October, breaching the RBI target of 4 per cent for the first time in 14 months on higher food prices. This latest retail inflation data may not go down well with market participants as it reduces the headroom for a rate cut by the RBI at its monetary policy meet due in December.

The level of 11,800 would hold the key as a sustainable move below this level the doors for correction would open up towards the zone of 11,670-11,700. Stocks in news: Vedanta, Aurobindo Pharma, Greaves Cotton, ITC.

The following stocks will be in focus during Thursday’s trading session in light of their results announcements: Action Construction Equipment, Balkrishna Industries, Apollo Hospital Enterprises, Bharti Airtel and CESC.

A part of the RPG Group, KEC International Limited, has bagged new orders worth Rs. 2,255 crores across various businesses. Its transmission and distribution segment has secured orders worth Rs. 885 crores for T&D projects, urban transport segment received orders worth Rs. 853 crores, and railways segment gained orders of Rs. 517 crores.

During the quarter in review, the overall production has increased by 25 per cent Y-o-Y, thanks to higher capacity utilization at existing plants and additional capacities installation at new facilities in Ghana and Tanzania.

Thanks to critical global conditions, gold showed a good rally a few months back. However, it seems to be consolidating at present. Is gold losing its shine? Let’s find out.

Trident Limited has been granted the patent for ‘Apparatus and Method for treating an industrial Effluent containing Sodium Sulphate’ by Indian Patent Office, the Government of India.

Today, the activity on the D-Street would resume after a day’s holiday and the early indication from the SGX Nifty suggests that the markets are in for a weak start. There are not one, but multiple factors, which are dampening the sentiments of D-Street.

The bias remains positive as long as the Nifty holds above 11,800 mark and traders should adopt buy on dips strategy. The index is likely to consolidate in the range of 11,800-12,050. Stocks in news: Lupin, Tata Power, Wipro, Escorts, Avanti Feeds, Indian Hotels.

The innerwear business progressed on its aggressive growth trajectory, with continued launch of newer categories and styles, along with the expansion of its distribution network, which stood at ~18,000 outlets at the end of this quarter.

The stock of Avanti Feeds Limited has formed a Bearish Engulfing candlestick pattern on the daily timeframe.

The stock of AU Small Finance Bank Limited has given a downward sloping trendline breakout on the daily timeframe, formed by connecting swing highs from August 2018. This breakout is supported by strong volumes.

The recent data from the industry body, AMFI shows that mutual fund investors have increased their holding period. Read on to know the exact details. 

The Sensex and the Nifty closed today's session at 40345.08 and 11912.95 levels, closing flat or adding 0.05% each, over their previous closing.

The United States Food & Drug Administration (USFDA) has given its final approval to Glenmark Pharmaceuticals Inc., USA (Glenmark), for Adapalene and Benzoyl Peroxide Gel, 0.1%|2.5%.

Jaguar Land Rover (JLR) reported a 5.5 per cent YoY fall in its retail sales for October. On the contrary, the company reported a sales recovery in China, up by 16.2 per cent YoY, which was reflected an upward stock movement of Tata Motors.

Larsen & Toubro (L&T) Construction has been awarded various contracts from many prestigious clients spread across the country.

The following companies will be in focus on announcement of their Q2FY20 on Tuesday: Aditya Birla Fashion, Aurobindo Pharma, Cochin Shipyard, Godrej Industries and Natco Pharma.

To err is human. We are humans and, hence, bound to make mistakes. However, we also need to learn from those mistakes to avoid further losses. Even in financial planning, people tend to make silly mistakes. Let’s discuss a few financial mistakes that are common and how to avoid them.

VRL Logistics, the goods and passenger transportation provider, reported a healthy set of numbers. The stock rose by nearly 4 per cent and made an intraday high of Rs. 270 on BSE.

At a meeting, the Board of Directors of Gujarat Alkalies and Chemicals approved the expansion of its existing Caustic Soda plant from 785 MTPD to 1310 MTPD. This plant is located at located at Dahej Complex.

The Board Directors of MRF Limited approved to raise funds by issuing Non-convertible Debentures on private placement basis, aggregating to approximately Rs. 102 crores in one or more tranches.

The Friday session’s low is a crucial level to watch out in the coming session as a close below this level would result in further decline. On the upside, the last week’s high of 12,034 is likely to continue to act as a resistance level. Stocks in news: Vimta Labs, NTPC, Narayana Hrudayalaya, TTK Prestige, Laurus Labs, Lupin, Credit Access Grameen.

The early indications from the SGX Nifty, which is flashing red, suggest that the selling pressure is likely to continue today. The global rating agency, Moody’s Investors Service, has dampened the sentiments on D-Street by lowering its view from ‘stable’ to ‘negative’ on the top Indian companies, including SBI, HDFC Bank, Infosys, TCS, BPCL, and several others.

The following stocks will be in focus during Monday’s trading session in light of their results announcements: JK Cement, NTPC, Oil India, Meghmani Organics and Amara Raja Batteries.

The stock of Hindustan Unilever has formed a Three Outside Down candlestick pattern on the daily timeframe.

Hero MotoCorp Limited has been picked up by our Bollinger Band Squeeze scanner, which suggests that the stock is near a consolidation breakout.

uto stocks, such as Tata Motors, Ashok Leyland, Eicher Motors, Escorts, and Maruti, rose as much as 23 per cent to 38 per cent. The auto ancillary stocks, too, rallied on the sentiment to give more than 11 per cent returns since September 19 to November 7 this year. 

The stock of DLF Limited has given a downward sloping channel breakout on the weekly timeframe. This breakout was confirmed by above 50-week average volumes.

The stock of Max Financial Services Limited (MFSL) has given A Symmetrical Triangle breakout on the weekly timeframe with massive volumes - the highest buying volumes recorded after June 02, 2017.

The equity market has rally by more than 5 per cent in last one month. Read on to find which are the funds that have gained most in last one month.

United Nations has extended the contract with Trigyn Technologies Inc. for the provision of IT Staffing service for Office of Information and Communications Technology (OICT). Reacting to this, the stock of Trigyn Technologies Limited was trading up by 9.04 per cent.

The asset managed by domestic mutual fund industry has increased by 7.4% on monthly basis in the month of October 2019. Read on to find what has helped such rise in AUM.

Strides Pharma announced that it is re-launching Ranitidine tablets for the US market. 

People in developed nations take retirement planning very seriously. However, in our country, folks are way behind. In this blog post, we will discuss the importance of retirement planning and what all you need to keep in mind while planning for your retirement.

Every Raymond shareholder will get shares of the new company in the ratio of 1:1. The move aims at creating a clear demarcation between Lifestyle and other businesses of the company, leading to a simplification of the Group structure.

In the last trading session, the Nifty finally managed to close above the important psychological 12,000 mark. Even though it scaled higher, it looks exhausted, which is clearly evident from the number of indecisive candles, it formed in recent times. This indicates that, rather than positive triggers, the market is waiting for a negative one to cool off.

Hold the long positions as long as the previous day's low is protected. Bear in mind that the sell opportunities will come only below 11,800 levels. Till then, it will be better if you avoid short positions and adopt buy on dips strategy as long as 11,800 is intact. Stocks in news: Reliance Industries, Federal Mogul, Bajaj Finance, Raymond.

PNB Housing Finance, a premier housing finance company in India, has raised Rs. 2,500 crores through the issue of secured redeemable nonconvertible debentures (NCDs).

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The celebration continues on D-Street with the Sensex recording fresh all-time highs. Meanwhile, the Nifty touched the 12,000 mark and achieved our target mentioned in our last editorial. But it is still away about a per cent from its all-time high levels.

In case of public sector banks, SBI came up with a robust result for the Q2FY20. The improvement in asset quality and strong growth in advances are the biggest takeaways from this quarter, when compared to the same quarter in the last fiscal. 

The following stocks will be in focus during Friday’s trading session in light of their results announcements: Ashok Leyland, Bank of Baroda, Eicher Motors, GAIL and Nestle India.

People often have a certain image of a financial planner in their mind. The most important thing that people expect from a financial planner is that s/he should work in their interest. But is it so? Let’s find out.

Databank of top-ranked equity funds based on DSIJ's proprietary research methodology.

The largecap index, Sensex, has gained over 14% in the last twelve months, a period when midcaps have barely inched up. In fact, 50% of stocks of the midcap benchmark index are still making losses with the worst, having witnessed a wealth erosion of up to 60-70% in the past one year.

This is our mutual fund recommendation. Every fortnight , we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same. 

Readers are requested to send only one query at a time so that more readers get a chance. Have questions relating to any aspect of personal finance. Ask DSIJ at editorial@DSIJ.in and get your queries resolved.

It is heartening to see an increasing number of investors following a disciplined investment approach and planning investments to achieve their financial goals over determined time horizons. However, we witness across the wider investor fraternity that they neglect committing due allocations towards creating an emergency fund which we fell is quite necessary.

Equity dedicated mutual funds find popular favour among investors while building and managing their investment portfolios.

DSIJ analyses MF schemes on various parameters and conducts a relative analysis of schemes to arrive at the result outcome. 

Your MF data bank is a very useful one. It carries a column 'expected 1 year return'.

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