Have an Optimal Asset Allocation for Each of Your Goals

Hemant Rustagi Chief Executive Officer, Wiseinvest Pvt Ltd.

Sector and thematic funds fund should be avoided until you are confident about your ability to pick the right sector and have clarity on when to enter and exit

Investing is a process that begins when you start investing and gets completed when you achieve your investment goals. In fact, for some of the goals like retirement planning, the process begins with accumulating a corpus, and followed by a plan to generate regular income. The success of your investment process largely depends on your investment strategy and asset allocation. Considering that you may have short-term, medium-term and long-term goals, the strategy and asset allocation for each one of them has to be different.