In order to achieve their goals, investors need to have a balanced portfolio. This entails giving careful consideration to the selection of stocks. There are many ways to understand which stocks to purchase; one such way is by looking at the fundamental nature of the business to further classify them into cyclical and non-cyclical stocks. In this article, we will understand what exactly cyclical and non-cyclical stocks are so that you can make informed decisions to efficiently diversify your portfolio.  

Debt securities are financial instruments like bonds or loans issued by companies or governments to raise funds.

When it comes to investing in the world of finance, there are various types of financial instruments you can consider.

For the financial year 2024-25, the due date for the fourth and final installment of advance tax is 15th March 2025. Taxpayers whose total tax liability exceeds Rs 10,000 in a financial year are required to make advance tax payments

Corporate bonds buy-backs, a strategic financial maneuver, allow companies to repurchase their outstanding debt securities before their maturity date.

Debentures can be classified into two broad categories: convertible and non-convertible. Both offer distinct advantages and have different implications for both the issuer and the investor.

While distinct, their combined application provides a comprehensive understanding of a stock's potential, enabling informed investment decisions.  

That's essentially what an Electronic Gold Receipt (EGR) is.

Herd behavior in investing leads individuals to follow the crowd, influenced by social pressure and word-of-mouth recommendations. This can result in frequent trading, missed opportunities, and overvaluation, all of which increase costs and risk. Avoiding these pitfalls requires independent research, a disciplined approach, and a focus on long-term goals.

A Debenture Trust Deed is a crucial document that outlines the legal and financial framework for the issuance of debentures.

One way to issue bonds is through a process called private placement.

One popular method is through something called a spread contract.

But not all securities are easy to buy or sell.

Making mistakes is a normal part of investing, but each mistake provides a valuable lesson.

After plunging 15-16 per cent from its record highs, the Nifty 50 is now approaching the 22,000 level, marked by a significant red candle today. Here's why!

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Neobanks offer convenience, but hidden risks could put your money at stake. Are they truly safe?

Conversely, a lower LRI signals lower liquidity, which can result in higher volatility and greater risk.

Share-based employee benefits and sweat equity are two concepts commonly used by companies, especially startups, to reward employees and align their interests with the company's success.

Think of a government bond as a loan you give to the government. 

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Government securities (G-Secs) are essentially debt instruments issued by the government to borrow money

Traditionally, corporate bonds were primarily issued and traded by institutional investors.

From Russian Oligarchs to Indian Billionaires—who benefits from Trump’s $5 million ‘Gold Card’ visa?

The SGB scheme, introduced in 2015, offered investors a paper alternative to physical gold, providing benefits such as exemption from making charges, Goods and Services Tax (GST), and wastage costs, along with an annual interest of 2.5% credited semi-annually.

The Role of Promoter Holding in Investment Strategy. This article delves into the meaning of promoter holding, its implications, and why investors keenly track these shifts.

Forget the usual stock-picking advice. Discover hidden patterns, psychological triggers, and unconventional strategies that can help you spot the next 10X stock before the crowd.

Artificial intelligence is transforming the loan approval process, making borrowing faster, smarter, and more accessible. Find out how AI will reshape credit scores and financial lending forever.

If you notice discrepancies in your credit report, you can resolve them through two primary methods: CIBIL’s dispute resolution process or the Reserve Bank of India’s (RBI) Integrated Ombudsman Scheme.

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It plays a critical role in offering various benefits, including stock-based compensation, retirement plans, and healthcare.

However, there's a less visible expense that can significantly eat into your returns, especially when dealing with large orders or illiquid securities: impact cost.

Equity Volatility Value is a concept that helps investors assess the risk involved in holding a particular stock.

At this point, the company may not have a product yet, and the business model may still be in development.

Two important concepts that help with this are the Value at Risk (VaR) Margin and Extreme Loss Margin (ELM).

There are specific sessions, called Pre-Open Sessions and Special Pre-Open Sessions, that occur before the official market hours.

This situation echoes the economic challenges of the 1970s and suggests that investors should brace for potential market volatility.

While it might seem complicated, it's actually quite simple.

The Bombay Stock Exchange (BSE), one of Asia’s oldest stock exchanges, categorizes listed companies into different groups based on market capitalization, trading volumes, compliance, and other factors.

It works like borrowing money from your broker to invest in the stock market. While this can help you earn bigger profits, it also comes with higher risks.

Here’s a list of gold stocks that are down up to 60 per cent from their 52-week highs—but are they worth investing in? Find out here!

Companies with 'this advantage' not only withstand downturns but also emerge more resilient, ensuring stability and promising long-term growth.

When a company decides to go public and offer its shares to the general public through an Initial Public Offering (IPO), it can choose to do this in one of two ways: through a Fresh Issue or an Offer for Sale (OFS).

One such concept is the "free float factor." This article breaks down what it is, how it's calculated, and why it matters.

Both are methods that companies or funds use to raise money, but they are quite different in how they work.

This ratio helps investors assess how much of the company’s profits are being returned to them and how much is being reinvested in the business.

A higher net profit margin indicates a more efficient business, where a larger proportion of revenue is converted into actual profit.

When exceptional items are part of "other income," they refer to gains or receipts from non-operating activities that are not expected to happen regularly.

It is a valuable tool for traders to analyze trends and predict potential market movements.

In short, EBITDA and EBITDA Margin are useful tools to understand a company's profitability from its operations.

EPS is a measure that tells us how much profit a company makes for each share of its stock. But, sometimes, companies adjust their EPS to exclude certain one-time or unusual events.

Imagine a company called XYZ Corp. In the past year, they made Rs 5 per share in profit (Trailing EPS). But for next year, analysts predict that XYZ Corp. will make Rs 6 per share (Forward EPS).

However, there are two key types of EPS—Basic EPS and Diluted EPS—each providing a different perspective on a company’s financial health.

These taxes can be imposed on products that come into a country from another country (imports) or on goods that leave a country to be sold in other countries (exports).

In simple terms, it’s a way for businesses to measure how effectively they are using their additional investments to generate profits.

It shows how much of a person's or a company’s income, property, or profits go toward taxes.

However, when these payments become overwhelming, they can pose a significant threat to financial health.

But with shifts in politics, technology, and global trade, the future of globalization is uncertain.

A strong investment mindset is crucial for navigating market fluctuations, making informed decisions, and achieving long-term financial goals.

The impacts are broad, spanning from physical risks to market shifts, all of which can affect the profitability of investments.

Everyone’s risk tolerance is different, shaped by factors like personal preferences, age, financial situation, and goals.

First, accept the market's inherent volatility. Fluctuations are normal. Numerous, often unpredictable, factors influence market behaviour.

Both have their pros and cons, and the right choice depends on your financial goals, risk tolerance, and how much time you’re willing to dedicate to managing your investments.

Discover how inflation and interest rates are silently shaping the rupee's future.

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By adjusting interest rates and managing liquidity, the RBI creates conditions that affect corporate earnings, investor confidence, and overall market sentiment.

Get a clear picture of how the risk-free rate keeps your investments safe and sound.

Unlock the financial secrets behind these two critical metrics for your business

The rate decision will be announced on Friday, February 07, 2025.

From humble beginnings at around Rs 18.75 per 10 grams, it has soared to impressive heights of an all-time high today, February 05, 2025 of Rs 86,615 per 10 grams,

Unlike an Initial Public Offering (IPO) or Follow-on Public Offering (FPO), which involve issuing new shares to raise capital, an OFS is a sale of shares that are already in circulation.

These financial instruments derive their value from underlying interest rates, like the Reserve Bank of India’s (RBI) benchmark rates, government bond yields, or indices such as the Mumbai Interbank Offered Rate (MIBOR).

Investors benefit from government securities through low risk, regular income, and capital preservation.

For SMEs, migrating to the main board is a critical step toward growth, offering access to capital, greater visibility, and improved investor confidence.

A job layoff occurs when an employer temporarily or permanently removes employees due to financial pressures, restructuring, or changes in business needs.

It was a peaceful Saturday morning in Mumbai. Devansh, an inquisitive 18-year-old, sat in the garden, gazing at the greenery around him. His father, Amol, sat beside him, sipping his coffee as they enjoyed the calm of the morning together.

This mechanism helps limit potential losses and brings a degree of discipline to trading, preventing emotional decision-making when the market moves against you.

Understanding the currency market is an essential skill for any serious stock market investor.

Both offer unique investment opportunities, but the companies listed on each differ in terms of size, market maturity, and regulations.

In simpler terms, it’s about figuring out how much money an investment will make in the future but adjusting for the fact that money today is worth more than the same amount in the future.

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Index options are financial instruments that give investors the right, but not the obligation, to buy or sell an underlying stock index at a predetermined price before the option expires.