1 stock recommendation each based on Fundamental and Technical analysis along with timely review to provide you with handsome profits.

Technical Analysis of 1 stock (with 15-day horizon)

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The market sentiment remained deeply pessimistic over the past fortnight, pushing India’s benchmark Nifty 50 into uncharted territory by logging its fifth consecutive month of decline—a record-breaking slump not seen in 28 years.

Considering the sharp correction in mid-cap and small-cap stocks, is it time to reallocate funds toward large-cap investments?

The Indian stock market is currently in a phase where positive news seem to have little impact on investor sentiment.

Have uncertain markets got you puzzled? Prajwal Wakhare breaks down how to smartly invest ₹10 lakhs in mutual funds. Discover tailored strategies for aggressive, moderate, and conservative investors, the power of index funds, and how systematic transfer plans (STPs) can help you navigate volatility and achieve long-term financial goals. Start investing wisely today! 

Sector and thematic funds have been attracting a lot of inflows from investors. Although these funds have varying degree of suitability to different segments of investors, those who want to park their funds often get attracted to them when the going is good in the stock market.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

In today’s dynamic investment landscape, a robust portfolio isn’t just about picking the right stocks.

While it is an undeniable fact that the market downturn has impacted investors to the extent that their mutual fund investments have been cut short in their upward spiral of growth, this should not result in an immediate curtailment of the systematic investment plan (SIP). Such an action would imply planting a tree and then uprooting it during a storm. The article presents an analysis of how long-term SIPs can overcome market volatility unless there are compelling reasons to stop it 

With the equity market facing challenges in gaining upward momentum, does it make sense to invest in mutual funds during this downturn?

The Securities and Exchange Board of India (SEBI) has introduced Specialised Investment Funds (SIFs), a new asset class tailored for sophisticated investors seeking advanced strategies across equity, debt, and hybrid assets.

Seeing how mutual funds are finding their rightful place in investors’ portfolios is heartening.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

March 31st is the cut-off date to complete tax saving investments every financial year and with less than 90 days left to close our books of accounts, now is the time to minimise your tax liability.

Mutual funds have transformed from a niche product to a ₹68 lakh crore ecosystem empowering millions. The formula for success is simple: Start early, invest regularly, diversify strategically, and ignore short-term noise. The article brings into the limelight the role that mutual funds can play in your investment journey 

The Indian market has been facing a severe downturn for the past few months.

The recent spike in SIP stoppages, with a discontinuation ratio of 109 per cent in January 2025, has raised concerns among mutual fund investors.

In the ever-changing financial landscape, mutual funds have been playing an increasingly important role in investors’ portfolio.

Securing children’s future is among the topmost priorities of parents. Given the inflationary pressure in modern times on education costs and marriages, it is often not possible to meet the needs by mere savings.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Women are transforming their financial futures through mutual funds, breaking stereotypes and building wealth. Prajwal Wakhare explores how women can invest confidently, leverage SIPs, and navigate risks in this cover story. You will also learn why mutual funds are the key to financial empowerment, offering diversification, tax benefits, and liquidity. Take charge of your finances – start investing today! 

Referring to your article in the last edition, what should the MF investors' stance be if the volatility continues?

Technical Analysis of 1 stock (with 15-day horizon)

Technical Analysis of 1 stock (with 15-day horizon)

KFin Technologies emerged as a multibagger in 2024, delivering return of 217 per cent as its stock price surged from ₹485 to ₹1,537. The technology-driven financial services provider hit an all-time high of ₹1,640 on December 30, 2024, achieving a 3.5 times return compared to its IPO price of ₹366 in December 2022. However, the stock recently corrected by 24.15 per cent from its lifetime high, closing at ₹1,244 on January 15, 2025. So, should those who could not take part in the rally earlier be diving into it now? Let’s get into it 

In this issue, we explore the Call Ratio Spread strategy in its Net Debit variant, a versatile approach for traders expecting moderate bullish market movement. Unlike the Net Credit variant, the Net Debit version requires an upfront investment but offers a more aggressive profit potential. Let’s dive into how our assumed trader Sarvani Shah employs the Call Ratio Spread (Sell More) to align with her current market expectations 

Nifty has formed a perfect Doji candle on a weekly chart. After last week’s 573-point decline, this indecisive candle’s low has become crucial support.

The scrips in this column have been recommended with a 15-day investment horizon in mind and carry high risk. Therefore, investors are advised to take into account their risk appetite before investing, as fundamentals may or may not back the recommendations.

This section gives a recommendation of a stock having stock price below Rs 150 with sound fundamentals and expected to give handsome returns over a one-year time horizon.

This column gives you scrip chosen by the research team during the fortnight that is fundamentally strong and expected to give good capital appreciation over a time period of 1 year.

The last fortnight proved challenging not only for the Indian markets but also for the global markets, with the latest trigger being the release of strong US’ jobs data.

The Indian equity market has started 2025 on a challenging note, reminiscent of the turbulent final quarter of 2024

Market volatility can be scary, but it also offers opportunities for mutual fund investors. Prajwal Wakhare explains mutual fund investing in a volatile market, highlighting strategies like SIPs, diversification, and rebalancing to help manage investments during turbulent times and turn market fluctuations into long-term gains 

One of the challenges for investors is to keep their portfolios on track through their defined time horizon. The current market situation with heightened volatility can test the patience and perseverance of investors. However, history tells us that investors who stay invested during turbulent times in the market get their due in the long run.

Tax loss harvesting and tax gain harvesting are powerful tools that can help investors optimise their portfolio returns by minimising the tax liabilities. While tax loss harvesting enables investors to offset losses strategically to reduce their tax burden, tax gain harvesting allows them to book profits without incurring taxes, promoting long-term tax efficiency 

Your mutual fund factsheet article was very informative, but what are the nitty-gritty details that I should know when reading it? - Avdhoot Sinha 

The equity markets have become a source of anxiety for many investors, as volatility continues to test their resolve. For those who started systematic investment plans (SIPs) in equity funds in 2024, it’s not uncommon to see portfolios in the red or delivering low single-digit returns. And if you waited until June for post-election clarity before investing, chances are your portfolio is struggling even more. 

MF QueryBoard

Equity, as an asset class, has an important role in the wealth creation process of investors. However, considering that the stock market tends to be volatile from time to time, investors must have the patience to not only stay invested during these turbulent times but also continue investing to benefit from averaging. It is equally important to build a well-diversified portfolio to minimise the risk. However, investors often get tempted to invest aggressively into funds that either have a narrow investment universe or a concentrated portfolio. 

Mutual fund factsheets provide essential insights into a funds performance, portfolio, key ratios, and other vital details. Understanding factsheets helps investors track investments, analyse risks, and make informed decisions. Prajwal Wakhare explains how to read a factsheet

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Saving for specific life goals is at the heart of all investment decisions that we make. Among the many important milestones in life, the college and higher education admission of children remains the most critical for investors. Securing entry into reputed colleges in India or even abroad is a great starting point for kids to launch their careers. But as with all good things in life, higher education costs a lot of money and it is necessary to start saving judiciously for the goal early enough. 

Tax loss harvesting and tax gain harvesting are powerful tools that can help investors optimise their portfolio returns by minimising the tax liabilities. While tax loss harvesting enables investors to offset losses strategically to reduce their tax burden, tax gain harvesting allows them to book profits without incurring taxes, promoting long-term tax efficiency 

As Indian;economy continues to grow, albeit at a slower pace, fostering an environment that encourages long-term savings and investments is crucial.

Drawdowns are a natural part of investing in mutual funds. While they can test investor patience, history shows that funds with strong fundamentals and a disciplined approach tend to recover and generate long-term wealth. This article explores the lessons we can learn from mutual fund volatility and how managing drawdowns is the key to achieving long-term financial goals 

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

In the financial world, it is of utmost importance to be aware of what an investor or individual must avoid, rather than merely knowing what to do or adopt. So, in this article, not only will we discuss financial habits to build a strong 2025, but we will also focus on what should be avoided, which will ultimately help you significantly 

Relating to your cover story in the last edition, I wanted to know the return comparison given by gold and equities in 2024.

As we step into 2025, it is time to reflect on a remarkable year for India’s mutual fund industry.

One of the key factors that can help you achieve consistent investment success is to follow a goal-based investment process. Apart from creating a roadmap, it allows you to have clarity in terms of time horizon and target for each of the goals. Besides, it helps you decide how much you need to invest to achieve these goals as well as maintain the right balance in terms of risk and reward through an ideal asset allocation. 

Unlike static allocation strategies, balanced advantage funds (BAFs), also known as dynamic asset allocation funds, actively rebalance portfolios to suit changing market conditions. If the equities are overvalued, the managers might reduce equity exposure and allocate more to bonds or alternative investments. Also, if certain assets appear undervalued, the managers might increase exposure to these assets expecting mean reversion. The article explain the financial benefits that can be derived from such funds 

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Gold has long been a culturally significant asset in India and has transitioned from being a physical commodity to an attractive investment option through gold funds. These funds, including gold exchange traded funds and gold fund of funds, provide a convenient means to gain exposure to gold without the complexities of owning and storing physical gold. The article explains what lies beyond the glitter 

Your story about international mutual funds was very informative.

As an investor, have you ever chosen a fund simply because your friend did, or held on to a lossmaking scheme hoping it would bounce back? If yes, welcome to the club—biases often accompany us on our investment journey, sometimes silently sabotaging our financial goals.

Technical Analysis of 1 stock (with 15-day horizon).

Technical Analysis of 1 stock (with 15-day horizon).

Investing money is a life-long process and the sooner you start, the better off you will be in the long run.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

magine constructing a financial safety net where each strand is a different type of investment –together, these strands form a robust structure that cushions against the unpredictable falls of the market.

As an investor, you may have parked your money in domestic mutual funds. But wouldn’t you also like to be a part of the growth story of such international companies as Tesla, Amazon or Google? If so, you can invest in international mutual funds that will not only help you reap rich rewards but also expand your portfolio in a way that provides for hedging during market downturns. The article explains the nittygritty of investing in international mutual funds while also outlining the risks involved 

Being an environmentally cautious citizen, I was always attracted to the idea and essence of ESG funds.

Diversification is often seen as the holy grail of investing—a strategy that spreads risk across geographies, sectors, and asset classes.

Expert guidance to subscribers’ queries on stocks held by them.

Technical Analysis of 1 stock (with 15-day horizon).

Even though there is no negating the fact that banking stocks have dipped due to the underperformance of the sector, they showed signs of a comeback in October, momentarily reversing their underperformance. From the start of October, the banking index has outpaced both the broader and frontline indices. The article takes a closer look at how the banking sector may perform in the coming months and whether investors should continue to place their faith in banks 

The current volatility in the stock market can be attributed largely to geopolitical tensions, global economic uncertainties, FII outflows, IPO action and mixed corporate results.

When it comes to evaluating the performance of mutual funds, two important terms often come up: absolute returns and compound annual growth rate (CAGR) returns. Understanding these two metrics is crucial for investors to make informed decisions about their investments. While both measure the growth of investments, they do so in different ways. The article explains the methodologies and how they benefit the investors 

As vehicles for achieving various financial goals across timeframes, mutual funds have become ubiquitous in the investment landscape.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

While Norway stands out as a classic example of environmental, social and governance (ESG)- driven divestment through its sovereign wealth fund exiting investments in major oil, coal and mining companies, the scenario in India has been lagging behind with investor interest in ESG-promoting companies still to match the world standards. The article takes an overview of what ESG investing stands for and how it may shape up in the years to come 

Your recent story on step-up SIPs was highly informative, covering both the advantages and drawbacks of this investment approach.

Recent market volatility has led some domestic mutual fund investors to pause or stop their SIPs (systematic investment plans), with the latest data showing a slowdown in new SIP account openings and a SIP stoppage ratio above 60 per cent for the second consecutive month.

We often give importance to a stock’s PE ratio, and sometimes investors make buy or sell decisions based on it.

Imagine standing at the beginning of a long-distance marathon. You know the race will have twists, obstacles and smooth stretches.

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Most of the investors are now well aware of the systematic investment plan (SIP) which helps in the accumulation of wealth over a period to be able to meet your financial commitments. But there is also another way in which you can increase your wealth, which is the way of the Step-Up SIP.

Your cover story on financial planning via mutual funds was a thoughtful one.

The Indian equity market has faced its share of turbulence in recent times, with external pressures and global uncertainties leading to increased volatility.

Review of 1 stock recommended in the past

Over the past month, the Indian equity benchmark indices have significantly underperformed compared to the US markets.

Technical Analysis of 1 stock (with 15-day horizon).

Despite the ongoing talks of a potential recession or a long-overdue market correction, developments such as renowned investor Warren Buffett decision to go on a sell off spree and amass a large cash reserve following the sale of shares in companies like Apple and Bank of America, have sparked speculation about an impending market downturn.

MF QueryBoard

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Exiting the market intelligently is just as crucial as entering it. We generally plan our entry through SIPs properly but forget to plan when and how to exit. To ensure a seamless exit, having a well-thought-out plan is essential, and for this, a systematic withdrawal plan (SWP) can be a fruitful solution, not only for retirees but also for young investors with a good corpus. Rakesh Deshmukh takes a closer look at how SWP can work in your favour 

I am in my 50s right now. Your article on mutual fund options for senior citizens was quite informative.