Authored by Rishi Piparaiya, best-selling author and financial mentor

Authored by Mohit Ralhan, CEO, TIW Capital

Authored by Shrey Jain, Founder and CEO of SAS Online

Authored by Conjeevaram Baradhwaj, Executive Vice President (Legal & Compliance) and Company Secretary at Future Generali India Life Insurance Company Ltd

Authored by Akshat Khetan, founder of AU Corporate Advisory and Legal Services

Authored by Rishi Piparaiya, Best Selling Author and Financial Mentor

Authored by Rrajesh Sharrma, CEO and Principal Officer of Anand Rathi Insurance Brokers Ltd

Authored by Mohit Ralhan, Chief Executive Officer, TIW Capital

Authored by Tejas Khoday, co-founder and CEO of FYERS

Authored by Umesh Mohanan, Executive Director and CEO of Indel Money

Government’s continued emphasis and rising investments in the infrastructure sector present encouraging long-term opportunities for investors, affirms Nimesh Chandan, CIO, Bajaj Finserv Asset Management Limited

Authored by Vickash Chowdhary, Founder, Alpine Primo

Authored by Pratik Kataria, Director, Sainath Developers and NAREDCO Committee Member, Maharashtra

Authored by Tejas Khoday, cofounder and CEO of FYERS

Authored by Sandeep Mishra, Chief Distribution Officer, Bharti AXA Life Insurance

The outlook on the Indian broking industry is positive, believes Trivesh D, COO of Tradejini

Authored by Sanil Basutkar, Co-Founder of Healthysure

Authored by Raghvendra Nath, Managing Director, Ladderup Wealth Management Pvt Ltd

Authored by Mohit Ralhan, Chief Executive Officer, TIW Capital

Authored by Nilesh Parmar, Chief Operating Officer and Chief Technology Officer, Future Generali India Life Insurance Company Limited

While the macro picture for India is looking benign, any global shock or dislocation will tend to have a near-term effect on Indian equities as well, expresses Ritwick Ghoshal, Managing Partner and CEO of Bay Capital

He views that a ‘hawkish pause’ could mean an ‘extended pause’ in policy rates in the rest of 2023, with a ‘cut’ in early 2024. A pause or cut is likely to unleash demand in the housing sector which fared well despite rising rates

It is important to look for stocks with solid fundamentals, strong end-market demand and robust FCF generation, states Mohit Mittal, Director of Investment Research, Acuity Knowledge Partners

Authored by Puneet Maheshwari, Director, Upstox

Broader markets continue to look strong with fresh breakouts seen in Nifty Midcap and Nifty500 indices, states Gaurav Bissa, Vice President - Equity Advisory, InCred Equities

In an era of evolving financial landscapes and ever-changing market dynamics, investors must understand the significance of strategic asset allocation, emphasises Ashish Patil, Head of Product and Strategy, LIC Mutual Fund Asset Management Ltd

Authored by Yashoraj Tyagi, COO and CTO, Sqrrl by CASHe

Authored by Sanil Basutkar, Co-Founder of Healthysure

Authored by Mohit Ralhan, Chief Executive Officer of TIW Capital

Authored by Puneet Maheshwari, Director, Upstox

Authored by Amit Nadekar, Senior Equity Fund Manager, LIC Mutual Fund

Authored by Krishna Kanhaiya Director and Chief Executive Officer (CEO) of Mirae Asset Financial Services (India) Pvt Ltd.

Authored article by Mohit Ralhan, Chief Executive Officer of TIW Capital 

Authored by Arun Chulani, Co-founder of First Water Capital Fund 

Authored by Rishi Piparaiya – Best-selling author and financial mentor 

Jokes apart, as someone who has been investing for over three decades, I find motorcycling interesting because of the similarities between these two activities. Like a new rider who drops the bike or gets into minor accidents, I did lose money worth 2-3 months’ salary as a newcomer, to investing.

Authored by Raghvendra Nath, Managing Director, Ladderup Wealth Management Pvt. Ltd. 

Authored by Ravichandran Purushothaman, President of the Madras Management Association.

Authored by RP Gupta, Author of the Book - Turn Around

Authored by Rajnish Girdhar, CEO of Karma Capital 

Authored by Sanil Basutkar, Co-Founder of Healthysure 

Authored by Sreepriya NS, Director and COO of Entrust Family Office 

Inputs from Siddanth Shetty - Vice President Business Strategy and Operations, AstaGuru Auction House 

Active and passive investment strategies are two distinct approaches used by mutual fund managers to generate returns for their investors

India remains a very attractive destination for increasing portfolio exposure to emerging markets

Since the stock market experiences ups and downs, historically, it has been observed that rather than making short-term, intraday investments, investors have benefitted immensely from holding shares for the long term.

2022 was a year of the unexpected with one shock leading to the other, 2023 is expected to be a year of hope and the year of the return of stability, believes Vinay Pai, Head-Fixed Income, Equirus.

Excerpts from an interview with Fr. Antony R. Uvari, S.J., Vice Chancellor of Xavier Institute of Management, XIM University

In this interview, Rakesh Mediretti, Deputy Director, Jagdish Sheth School of Management, elaborates about what a business school expects from its students and how holistic training helps them prepare for a successful future

Authored by Raghvendra Nath, Managing Director, Ladderup Wealth Management

Authored by Pramit Joshi, Senior Director, Credlix

Since 2021, several nations, both developed and developing, have been experiencing a period of high inflation. Much of this has to do with the vast sums of money pumped into the global economy to prop it up during the COVID-19 pandemic. Inflation has made a comeback between the highs and lows of the pandemic and the ongoing Russian invasion of Ukraine. Over the past few months, India has witnessed a jump of 7 per cent in retail inflation.

As per IMF, India shall become 5th largest economy in FY-2023 and is likely to be 3rd largest in FY-2028 surpassing the UK, Japan and Germany. This is because, in the past several decades, India’s GDP growth has been higher than in these nations. Currently, India’s GDP growth is the highest in the world despite its decline in the past 6 years. In such a fast-growing economy, falling employment and the consequential rising poverty are indeed unusual. Therefore, India must revisit its growth model. The benefits of growth must flow to the population at the bottom of the pyramid. For this, let’s peep into the basics of GDP, as invented by Simon Kuznets, a Nobel laureate of USA, in 1934-35.  

Every investor looks for ways to preserve and increase their portfolio value from time to time. But for that to happen, you need to save money regularly and invest consistently. Depending on the risk tolerance, time horizon, and the amount of principal that can be invested, there are many ways to grow an investment portfolio. Here are some of the main ways to boost your portfolio returns.

Investing in the share market during an inflationary period can boost corporate profits, especially when companies pass on higher input costs to customers through price hikes. It also means that for investors it is more important than ever to start putting their long-term savings in the stock market.

Investments as a segment have always been there in the form of land, gold, stocks, mutual funds and investing in other people's businesses/startups as an asset class. Angels are those who have additional cash in hand and who want to invest it in other vehicles for rewarding arrangements. While earlier investments in other people’s businesses were made with lower risk appetites, in today’s time, the market has opened up and so has the risk appetite. But the startup investment asset class is a different ball game. Very rewarding but very risky, if essential elements are overlooked.

Picking a stock is very difficult, especially the kind of stock that fulfills investors’ desires & requirements and appreciates continuously on a YoY basis. You might be thinking that for figuring out such kinds of stocks, investors require a lot of analysis, valuation model, complex matrices, the study of history, etc.

Weakness with volatility continued in the market on Thursday on the day of weekly F&O expiry and Nifty closed the day lower by 88 points. After opening with a negative note, the market showed high volatility for the day. Upside recoveries in between were met with selling pressure at intraday highs. The opening downside gap has been filled.

After showing choppy movement with negative bias on Friday, Nifty continued with range movement on Monday and closed the day higher by 126 points. After opening with a positive note, the market extended gains in the early to mid part of the session. Minor intraday dips have been bought into and Nifty closed near the highs.

After showing a sharp upmove on Tuesday, Nifty slipped in to weakness on the back drop of weak global cues on Thursday and closed the day lower by 216 points. After opening with a negative note, the market made an attempt of intraday upside recovery in the early-mid part of the session. The upside recovery attempt has failed to sustain in the mid to later part of the session and the market closed near the lows.

The recent consultation paper by SEBI to regulate Algo trading identifies its merits by stating that it automatically monitors live stock prices and initiates an order when the criteria are met. This frees the trader from having to monitor live prices and initiate manual order placement. So, there is no doubt that a rule-based approach to trade using API integration with brokers enables traders to manage risk more efficiently and avoid emotional decisions that occur in manual trading.

Micro, small & medium enterprises (MSMEs) employ approximately 111 million people and accounts for about 30 per cent of India's GDP. These businesses are known as the backbone of the Indian economy. According to World Bank data, MSMEs are the largest employers in developing countries despite having the least financial & regulatory support. Their ability to survive and thrive is dependent on their ability to obtain sufficient funding. 

Real estate is currently regarded as one of the most profitable investment avenues. Those who choose to invest in real estate can also expect to see their money grow as the world becomes more cosmopolitan and businesses expand. 

We agree that trading is not as simple as it appears. What distinguishes successful traders from unsuccessful ones? What do successful traders do differently to benefit themselves? They possess - discipline, courage, and patience! 

Everyone wants to have a safe and happy future. We all have a zest for achieving our goals in life. It is not easy; it takes a lot of hard work and time for us to achieve it. Similarly, financial goals that we set for ourselves for a longer period of time are termed long-term financial goals. 

During the COVID years, the total fiscal stimulus by various nations had exceeded $10.0 trillion, which expanded the money supply and caused global inflation, particularly, in the USA and other such developed nations. Russia and Ukraine war has disrupted the supply chain of essential commodities like energy & food, aggravating global inflation. India is also affected to the extent of importing commodities like energy and fertiliser. However, considering good diplomatic relations with Russia, the impact is somewhat diluted.  

Buying a home is that one dream, which is harboured by every young man or woman. Many people take a lifetime to buy their own house while some achieve it early in their careers. While young, most working professionals do not think about owning a home. However, if they start taking the baby steps towards owning an abode early in their career, they might own property very soon.

Listed companies across all equity markets are generally classified into three categories - large-caps, mid-caps, and small-caps. Large-caps are typically those companies that have larger revenues and profits, which get reflected in their large market-caps. They would typically be a part of several frontline indices of exchanges, on which, they are listed. The mid-caps and small-caps are typically smaller companies on these metrics and often act as a supplier to larger corporations. In some cases, these companies operate in a niche business and have limited competition. However, this aspect also restricts their market purview to a large extent.   

The term ‘retirement’ evokes a flurry of emotions that can potentially swing to extreme ends. While relaxation and a sense of achievement may be gratifying, the imminent need of protecting the financial future of yourself and your loved ones may turn out to be overwhelming. An ideal retirement plan should not just aid in securing your future finances but also, help you kick off your second innings in style – empowering you to fulfil all your ‘I wish I could’ goals nurtured through the course of your life. 

The online shopping market has seen substantial growth in the last decade. The two significant factors reasoning the development are enhanced digital knowledge among the common mass and the improving logistics industry of India. 

The Russia-Ukraine conflict has polarised the world to an extent not seen in recent history, resulting in an unprecedented coupling of global trade and geopolitics. While the choices of the USA, Europe, and China are obvious, the manoeuvring space is becoming narrower by the day for other countries. From a geopolitical point of view, it has led India to an undesirable situation, where it needs the support of the USA & Europe to stand up to China and at the same time, its dependency on Russia for defence equipment remains high along with Russia’s geographical proximity being another crucial factor.  

Over the years, financial markets have grown used to expecting the unexpected. Almost any passage of time in the history of financial markets is replete with events, which have taken market participants by surprise. However, it would be fair to say that the 2020s have just taken this to an altogether different level. In a lighter vein, one could wonder how the first quarter of the last few years has made it a habit of making a mockery of beginning-of-year forecasts. While 2020 was a year that began under the looming threat of geopolitical tensions between the US and Iran; by the end of the first quarter, the thing that had turned the world upside down was, after all, a virus. At the start of 2022 while all eyes were on the spread of Omicron; by the end of the first quarter, the event that actually shook everyone was a geopolitical one (the Russia-Ukraine war). 

Indian real estate is staging a spectacular comeback as demand is soaring in most of the major cities in India. Conducive market conditions, bullish economic sentiments, and lower interest rates are further dovetailing the market in a positive direction.

One of the greatest debates in the stock markets has always been about whether you should invest in small-cap multi-baggers or stick to blue-chip stocks. 

For entrepreneurs, when it comes to financing, there is a lot of advice on what should be done and what not! There are various difficulties that an entrepreneur has to face while running a business for the first time. 

From 2010-to 2018, the bank credit (excluding SLR loans) was about 50-52 per cent of the nominal GDP, which has now slipped below 45 per cent as against the world average of 89-90 per cent. Following this, the investment rate (gross fixed capital formation) of India in terms of GDP percentage has also declined, causing a slowdown in GDP growth rate. Hence, the declining trend of bank credits must be reversed, particularly in the productive sector. Failing this, the growth rate of GDP might remain below projections. 

In 2021, technological innovations, differentiated business models, and a liquidity flux drove transaction activity amid a record-breaking funding rush. PE activity reached an all-time high in 2021 and recorded 2,044 deals worth a whopping value of USD 64.9 billion, up by 44 per cent in volume and 53 per cent in value from 2020. This has led to the rise of 42 unicorns in 2021. 

Investing in the stock market is an effective way to create wealth as well as a hedge against inflation. If done prudently, stock investments can give returns much higher than other forms of investments such as real estate and fixed incomes. However, the stock market is multifaceted, complex, and volatile. To make smart returns, one should know the pulse of the market, and understand how it functions. 

MSME sector has been a key contributor to the country’s GDP. Even during the pandemic times, it showed tremendous resilience, helping the economy recover faster from the lockdown market dip. One of the key sectors that have outshone others and registered tremendous growth is the textile & apparel (T&A) MSMEs. 

The past couple of years had a profound impact on the consumers’ lifestyles, and home buying is not an exception! The iterations of lockdown, followed by the gradual opening of the markets and recovery periods have entailed some significant changes in home buying in India. From searching for a home to buying the right product type, there is a steady and visible shift taking place. 

Real estate is a long-term game and that is how it needs to be played out. The trends in real estate are not generally dictated by market moves but are underpinned by structural fundamentals. The fluctuations in the economy & market can make financial assets, bearish or bullish. However, using the very same parameters to assess your real estate investments might be counterproductive. Real estate is a long-term investment and it follows sound policies and structural fundamentals. 

Many well-known investors like Warren Buffet, who famously said that diversification is a protection against ignorance, espouse the virtues of concentrated portfolios for wealth creation. Indeed, many of us could replicate their successes if we had their analytical skills, long time horizons, the ability to accept mistakes and course-correct, and the equanimity to stay put through extreme market movements.

India has always been known for its delicate fabrics, beautiful designs, and traditional textiles. The Indian textile & apparel industry is flourishing and the industry’s growth rate has increased multi-fold in the past few years. In fact, it is one of the few industries that recovered faster and recorded remarkable growth even during the pandemic. Textile exports alone were worth US$ 1.19 billion as of December 2020. 

Mutual funds have grown significantly as an investment vehicle over the years. Dr Lubna Ansari, Assistant Professor and Coordinator at the Unit Department of Business Administration, Aligarh Muslim University, explains.

With rising incomes, increased exposure to global housing standards and features, and frequent movement across cities for employment, the Indian rental housing consumer is becoming more demanding of the value his or her money buys in a rental home.

India must quickly push GDP growth to double-digit and recover from the loss of GDP growth over the past two to three years. For this, the investment in productive capital assets and infrastructures (i..e gross fixed capital formation (GFCF)) must increase to 38-40 per cent of GDP.

CA Amit Gupta, MD, SAG Infotech details five ways other than section 80C by which taxpayers can save on income tax.

The stock market may continue to remain volatile for some more time due to the current geopolitical crisis. 

Aman Gupta, Director, RPS Group points out the key mistakes to avoid while investing in real estate.

Bhushan Mahajan, Chairman and Managing Director, Arthbodh Shares and Investments Private Ltd explains how to use taxation for your advantage to generate efficient post-tax returns.  

Ankit Yadav, Wealth Manager (USA), who is famous for his economic prediction, alarms the global market that a possible recession may come in 2023-24. 

R P Gupta, Economist and Author of the book 'Turn Around India 2020' expresses his views on the Union Budget 2022-23.

Umesh Revankar, VC and MD, Shriram Transport Finance breaks down the finer points and the impact of Budget-2022 on India's growth story.

Providing a broad-spectrum booster shot to the economy, Union Budget 2022-23 is progressive, especially with its emphasis on building the infrastructure of the country. The Finance Minister clearly emphasised the top priorities of the government - PM Gati Shakti for sustainable growth, inclusive development, productivity enhancement, and financing of investments.

The residential sector witnessed a strong comeback in 2021 with housing sales in the top seven cities rebounding to 90 per cent of the pre-pandemic levels and new launches reaching 2019 levels.

Mudit Pareek, CTO, Saraf Furniture believes the root problem from the domestic MSME sector is failure to attract the private capital into their business.

Hiral Sheth Gandhi, Director - Marketing, Sheth Creators opines home buying is an investment that pays off well for the meticulous and thoughtful woman.  

How trading gains are taxed and what is the method to express the income from these gains in your ITR form explains Amit Gupta, MD, SAG Infotech 

Ankit Yadav, Wealth Manager (USA) and Director of Market Maestroo breaks down the art of getting the right intrinsic value.

As a Wealth Manager, I term intrinsic value as an absolute value or true value or business value of the stock. In simple terms, it is the fair value of the whole business. I always called intrinsic value as MRP (Maximum Retail Price) of stocks, so that every layman investor can understand.

"Multibagger stocks can help investors to create phenomenal wealth over the medium to long term. However, it is important to spot them at an initial stage before they become the favourite of the market," asserts Achin Goel, Fund Manager of Bonanza Portfolio Ltd.