Asset Allocation & Diversification

Hemant Rustagi Chief Executive Officer, Wiseinvest Pvt Ltd.

Investment is about risk and expected return. If you don’t take enough risk on your portfolio, you may not be able to achieve your long-term investment goals. On the other hand, if you take too much risk, you may have to compromise on some of the important financial goals. Therefore, the focus should be on creating a balance between risk and reward. The biggest challenge for you, as an investor, could be to find and maintain a balancing point that can help you achieve your investment goals while keeping the portfolio risk levels within your accepted risk levels.