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ValueProductPastPerformance

Company NameReco DateReco PriceExit PriceExit Date% ReturnIn days
Bharat Forge Ltd. 25/07/20241,593.85952.3007/04/2025 -40.25% 256 days
ITC Ltd. 28/12/2023464.20487.5002/01/2025 5.02% 1 yrs
Britannia Industries Ltd. 27/07/20234,875.805,028.2512/11/2024 3.13% 1 yrs
JSW Steel Ltd. 22/02/2024826.951,003.0026/09/2024 21.29% 217 days
Bajaj Auto Ltd. 22/08/20249,910.0011,930.0017/09/2024 20.38% 26 days
Dr. Reddy's Laboratories Ltd. 26/10/20235,429.306,536.0005/07/2024 20.38% 253 days
Shriram Finance Ltd. 25/04/20242,430.102,955.0028/06/2024 21.60% 64 days
Coal India Ltd. 25/01/2024389.50501.6022/05/2024 28.78% 118 days
Infosys Ltd. 27/10/20221,522.601,411.6019/04/2024 -7.29% 1 yrs
State Bank Of India 25/05/2023581.30782.0505/03/2024 34.53% 285 days

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3 reasons why you should review your credit report
DSIJ Intelligence
/ Categories: Mutual Fund, MF Unlocked

3 reasons why you should review your credit report

We may have often heard about CIBIL score or CIBIL report. So, what is CIBIL? CIBIL stands for Credit Information Bureau (India) Limited, which aggregates the loans taken and its repayments by the individual. Such a report that is provided by CIBIL or any such organization for that matter is known as credit report.

The information in the credit report helps the lenders to take lending decisions accordingly. This helps in assessing the credit risk and offering the interest rate. So, why is it essential to keep a check on your credit report?

Following are some of the reasons why you need to review your credit report periodically.

Ensure good credit score
Credit score is something that would help you to get the desired loan amount with an attractive interest rate. So, if you ever wish to avail a loan it is important to have a good credit score. So, what should be your credit score? Your credit score must be at least 700. A credit score that is 700 or more is generally considered as a good credit score. So, reviewing report periodically would help you keep up with your credit score which would help you get loans at attractive interest rates.

Understand where you stand
When it comes to your credit health, reviewing your credit report periodically would help you to understand where you exactly stand. This will help you to check how many loans are open in your name and whether you are missing or delaying any repayment. So, reviewing your credit report will help you to take steps to improve your credit score and in turn, improve your credit health.

Manage debt
With easy access to credit, there has been rise in borrowing not only among the salaried segments but also among the non-salaried segments. However, borrowing beyond one’s capacity is like welcoming a financial disaster. It becomes crucial to manage your debt in such a way that it does not become a mental or financial burden. So, reviewing your credit report periodically would help you to recognize the loans that are required to be foreclosed immediately either via lumpsum payments or by reducing the loan period and increasing EMI payments.

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