If you are an equity fund investor, you must remember that equity investments require long-term commitment.

It's quite common to see investors delaying the start of their investment process for different reasons.

The market volatility can test your patience and perseverance.

The key factors in this process should be your time horizon i.e. the period for which you intend to invest, risk profile, investment objectives, and the type of investment strategy you would want to follow.

Sector and thematic funds have been attracting a lot of inflows from investors. Although these funds have varying degree of suitability to different segments of investors, those who want to park their funds often get attracted to them when the going is good in the stock market.