The article provides insights on how to factor human capital into your asset allocation strategy so that you accumulate wealth over the years and also set aside a corpus for your future needs such as higher education, buying a property, marriage-related expenditure, retirement funds, and so on

Adopting a middle-of-the-road approach, Smart Beta funds combine the aspects of reliability and creativity to offer investors profitable returns. They aim to outperform the traditional market indices without the unpredictability of active management. 

Never in history have the markets remained stable for such a long period. Volatility is the trademark of the markets that investors have to face up to. As such, what should be the strategy that investors must adopt to be able to stay invested and achieve long-term wealth generation goals? The article provides some salient tips 

Sectoral mutual funds are equity schemes that focus on specific sectors of the economy, such as automotive, BFSI, energy or infrastructure. They aim to invest in sectors anticipated to perform well while avoiding those expected to underperform. Rakesh Deshmukh takes you through the selection of the right sectors and explains why including sectoral funds in your portfolio is beneficial 

If you are a market participant, you have probably heard the quote ‘don’t put all your eggs in one basket’, which suggests diversification. Investors often focus on diversifying across categories like large-cap, mid-cap and small-cap, but they may unintentionally overlook diversification across different AMCs. The question arises: is AMC-wise diversification really necessary? Rakesh Deshmukh takes a closer look at this scenario