Both Credit Cost to AUM and Loan to Asset Ratio are vital metrics for NBFCs, providing valuable insights into risk management, profitability, leverage, and asset utilization.

During Q2FY23, the bank logged the highest-ever quarterly net interest income and PBT due to an overall improvement in CASA, net interest income, and reduced provisions (excluding tax). Further, the bank was able to beef up the capital-to-risk-weighted asset ratio (CRAR) to a level of 16.04 per cent from 15.74 per cent on a YoY basis.