During Q2FY23, the bank logged the highest-ever quarterly net interest income and PBT due to an overall improvement in CASA, net interest income, and reduced provisions (excluding tax). Further, the bank was able to beef up the capital-to-risk-weighted asset ratio (CRAR) to a level of 16.04 per cent from 15.74 per cent on a YoY basis.   

Can this small finance bank offer a bundle of surprises to its shareholders and earn a tag of small size but big bang in performance?

In this educative article, we shall introduce you to the basic banking terms that are a ‘must-know’ in analysing financial reports.