Small savings schemes look promising, what should you do now?
Finally, after a wait of almost three years, the Government of India has raised interest rates on small saving schemes. Various schemes that fall under this category are saving deposits of different tenure, senior citizen saving schemes, the public provident fund (PPF) etc. One of the reasons for such a hike was the general increase in the interest rate in the country. The central bank, RBI had raised repo rate in the month of August, followed by a hike in the month of June. After this, it became imperative for GOI to increase interest rates on small saving schemes. The interest rate was increased by 40 basis points on most of the instruments, however, there are instruments where the rise in interest rate is 30 basis points. This will have a ripple effect. Now the banks and other institutes will be compelled to increase their deposit rates.
![](data:image/png;base64,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)
What it means for investors
This hike is definitely a welcome move for the risk aversive investor who relies and invest on the fixed income securities. For example, a risk-averse senior citizen dependent on interest income and who has invested in Senior Citizens Savings Scheme (SCSS) is going to benefit as interest has been hiked to 8.7 per cent from 8.3 per cent offered for the quarter ended September 2018. This is beneficial for investors who do not fall in the tax bracket. In general, this is good for investors and savers who have taxable income of below Rs. 5 lakh. For others, they may consider PPF at 8 per cent (earlier 7.6%), which translates to 10.4 per cent for purposes of comparison with taxable products.
However, we believe that if you are a long-term investor and willing to take a moderate risk, you should stick to mutual fund products that come with various options and can give you better returns than these products in the long term.