It is a common belief that funds which perform well during challenging or volatile market conditions are robust investments

The Securities and Exchange Board of India (SEBI) has introduced Specialised Investment Funds (SIFs), a new asset class tailored for sophisticated investors seeking advanced strategies across equity, debt, and hybrid assets.

The recent spike in SIP stoppages, with a discontinuation ratio of 109 per cent in January 2025, has raised concerns among mutual fund investors.

The equity markets have become a source of anxiety for many investors, as volatility continues to test their resolve. For those who started systematic investment plans (SIPs) in equity funds in 2024, it’s not uncommon to see portfolios in the red or delivering low single-digit returns. And if you waited until June for post-election clarity before investing, chances are your portfolio is struggling even more. 

As Indian;economy continues to grow, albeit at a slower pace, fostering an environment that encourages long-term savings and investments is crucial.

As we step into 2025, it is time to reflect on a remarkable year for India’s mutual fund industry.

As an investor, have you ever chosen a fund simply because your friend did, or held on to a lossmaking scheme hoping it would bounce back? If yes, welcome to the club—biases often accompany us on our investment journey, sometimes silently sabotaging our financial goals.

Diversification is often seen as the holy grail of investing—a strategy that spreads risk across geographies, sectors, and asset classes.

Recent market volatility has led some domestic mutual fund investors to pause or stop their SIPs (systematic investment plans), with the latest data showing a slowdown in new SIP account openings and a SIP stoppage ratio above 60 per cent for the second consecutive month.

The Indian equity market has faced its share of turbulence in recent times, with external pressures and global uncertainties leading to increased volatility.

There’s a lot of buzz around the "Mutual Fund Sahi Hai" campaign, but amidst the noise,