Gold has long been a culturally significant asset in India and has transitioned from being a physical commodity to an attractive investment option through gold funds. These funds, including gold exchange traded funds and gold fund of funds, provide a convenient means to gain exposure to gold without the complexities of owning and storing physical gold. The article explains what lies beyond the glitter 

As an investor, you may have parked your money in domestic mutual funds. But wouldn’t you also like to be a part of the growth story of such international companies as Tesla, Amazon or Google? If so, you can invest in international mutual funds that will not only help you reap rich rewards but also expand your portfolio in a way that provides for hedging during market downturns. The article explains the nittygritty of investing in international mutual funds while also outlining the risks involved 

While Norway stands out as a classic example of environmental, social and governance (ESG)- driven divestment through its sovereign wealth fund exiting investments in major oil, coal and mining companies, the scenario in India has been lagging behind with investor interest in ESG-promoting companies still to match the world standards. The article takes an overview of what ESG investing stands for and how it may shape up in the years to come 

Most of the investors are now well aware of the systematic investment plan (SIP) which helps in the accumulation of wealth over a period to be able to meet your financial commitments. But there is also another way in which you can increase your wealth, which is the way of the Step-Up SIP.

Choosing the right mutual fund is a critical decision that can significantly impact your financial future.

Exiting the market intelligently is just as crucial as entering it. We generally plan our entry through SIPs properly but forget to plan when and how to exit. To ensure a seamless exit, having a well-thought-out plan is essential, and for this, a systematic withdrawal plan (SWP) can be a fruitful solution, not only for retirees but also for young investors with a good corpus. Rakesh Deshmukh takes a closer look at how SWP can work in your favour 

The article provides insights on how to factor human capital into your asset allocation strategy so that you accumulate wealth over the years and also set aside a corpus for your future needs such as higher education, buying a property, marriage-related expenditure, retirement funds, and so on

Adopting a middle-of-the-road approach, Smart Beta funds combine the aspects of reliability and creativity to offer investors profitable returns. They aim to outperform the traditional market indices without the unpredictability of active management. 

Never in history have the markets remained stable for such a long period. Volatility is the trademark of the markets that investors have to face up to. As such, what should be the strategy that investors must adopt to be able to stay invested and achieve long-term wealth generation goals? The article provides some salient tips 

Sectoral mutual funds are equity schemes that focus on specific sectors of the economy, such as automotive, BFSI, energy or infrastructure. They aim to invest in sectors anticipated to perform well while avoiding those expected to underperform. Rakesh Deshmukh takes you through the selection of the right sectors and explains why including sectoral funds in your portfolio is beneficial 

If you are a market participant, you have probably heard the quote ‘don’t put all your eggs in one basket’, which suggests diversification. Investors often focus on diversifying across categories like large-cap, mid-cap and small-cap, but they may unintentionally overlook diversification across different AMCs. The question arises: is AMC-wise diversification really necessary? Rakesh Deshmukh takes a closer look at this scenario

Despite diligently investing in mutual funds via regular SIPs with honesty and consistency, investors may still encounter negative returns. In such situations, it’s crucial for investors to understand the underlying factors leading to negative returns and take necessary steps. Rakesh Deshmukh takes a closer look at this scenario