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Equity, as an asset class, has an important role in the wealth creation process of investors. However, considering that the stock market tends to be volatile from time to time, investors must have the patience to not only stay invested during these turbulent times but also continue investing to benefit from averaging. It is equally important to build a well-diversified portfolio to minimise the risk. However, investors often get tempted to invest aggressively into funds that either have a narrow investment universe or a concentrated portfolio. 

Mutual fund factsheets provide essential insights into a fund’s performance, portfolio, key ratios, and other vital details. Understanding factsheets helps investors track investments, analyse risks, and make informed decisions. Prajwal Wakhare explains how to read a factsheet

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

Saving for specific life goals is at the heart of all investment decisions that we make. Among the many important milestones in life, the college and higher education admission of children remains the most critical for investors. Securing entry into reputed colleges in India or even abroad is a great starting point for kids to launch their careers. But as with all good things in life, higher education costs a lot of money and it is necessary to start saving judiciously for the goal early enough. 

Tax loss harvesting and tax gain harvesting are powerful tools that can help investors optimise their portfolio returns by minimising the tax liabilities. While tax loss harvesting enables investors to offset losses strategically to reduce their tax burden, tax gain harvesting allows them to book profits without incurring taxes, promoting long-term tax efficiency 

As Indian economy continues to grow, albeit at a slower pace, fostering an environment that encourages long-term savings and investments is crucial.

Drawdowns are a natural part of investing in mutual funds. While they can test investor patience, history shows that funds with strong fundamentals and a disciplined approach tend to recover and generate long-term wealth. This article explores the lessons we can learn from mutual fund volatility and how managing drawdowns is the key to achieving long-term financial goals 

Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.