Large-cap Mutual Funds: Should you invest in them now?
The year 2018 started with a good note for the Indian equity market, however, after the Union Budget, the markets have become volatile. Although at index level the fall is contained, the portfolio at the retail level is down by more than 30 per cent in many cases. Nevertheless, for investors who had put their faith in the large-cap stocks or large-cap dedicated funds are in a better position.
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)
In the last one month, on an average, all category of funds have generated a negative return, except for the large-cap, which remained marginally positive. The worst performers were small-cap dedicated funds. If we extend our study for three months, again large-cap funds remain the best performers giving an average return of 3.59 per cent. Nevertheless, if we take returns for over last three years, small-cap dedicated funds appear as the best performers.
What should you do now?
Despite all the correction we witnessed in small-cap and large-cap stocks and the funds dedicated to them, chances of them falling further cannot be ruled out. The reason being the valuation of small-cap and mid-cap stocks are still very high compared to large-cap stocks. Therefore, for the next six months to a year, we believe large-cap funds are better placed to park your funds. It is better suited for investors who are entering the market for the first time. They should, however, keep in mind that since large-cap mutual funds are less risky they offer lower returns compared to small-cap and mid-cap funds.