3,700 Per Cent Multibagger Returns: Company entered into a finance agreement for availing loan facility with United States International Development Finance Corporation

Kiran Shroff
/ Categories: Trending, Multibaggers
3,700 Per Cent Multibagger Returns: Company entered into a finance agreement for availing loan facility with United States International Development Finance Corporation

From Rs 3.05 per share to Rs 117 per share, the stock gave multibagger returns of over 3,700 per cent in just 5 years.

On Friday, shares of Mufin Green Finance Ltd gained 2.63 per cent to an intraday high of Rs 117 per share from its previous closing of Rs 114 per share. The stock's 52-week high stands at Rs 273.10 per share and its 52-week low is Rs 90.40 per share.

Mufin Green Finance Limited (Borrower) entered into a finance agreement with the United States International Development Finance Corporation (Lender/DFC) on December 18, 2024. The primary purpose of this agreement is to secure a loan facility of up to USD 18,000,000 to support the Borrower's onward lending business. The loan facility, as outlined in the Finance Agreement, is capped at USD 18,000,000. To secure this loan, the Borrower has pledged specific assets to the Lender. These assets include unencumbered future and present Downstream Loan receivables, rights to loan and financial lease agreements associated with the Downstream Loans, and all related rights, titles, and interests. The value of these pledged receivables must consistently exceed 110 per cent of the outstanding loan principal and accrued interest.

The Finance Agreement does not contain provisions for the Lender to appoint directors, acquire shares, or restrict changes to the Borrower's capital structure. However, the agreement imposes specific security arrangements. The Lender has the right to charge the aforementioned assets. The Borrower is obligated to provide detailed information about its loan agreements, including lender/borrower details, loan nature, amounts, outstanding balances, execution dates, and security provided. This information is crucial for the Lender to assess the risk associated with the loan.

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About the Company

Mufin Green Finance tackles social and environmental issues in India by providing financial solutions, like electric vehicle loans, to underserved communities. This focus on financial inclusion and sustainability goes hand-in-hand with their strong financial performance, boasting a market cap of Rs 1,957 crore and a remarkable 180 per cent three-year compounded annual growth rate in profits.

According to Quarterly Results, the net sales increased by 120 per cent to Rs 46.21 crore and net profit increased by 41 per cent to Rs 5.67 crore in Q2FY25 compared to Q2FY24. In its half-yearly results, the net sales increased by 116 per cent to Rs 83.19 crore and net profit increased by 35 per cent to Rs 10.06 crore in H1FY25 compared to H1FY24. Looking at its annual results, the net sales increased by 184 per cent to Rs 97.60 crore and net profit increased by 98 per cent to Rs 16.06 crore in FY24 compared to FY23.

From Rs 3.05 per share to Rs 117 per share, the stock gave multibagger returns of over 3,700 per cent in just 5 years. Over the past three years, the company has undergone three corporate actions: a Rs 0.2 per share final dividend on September 2, 2022, a 2:1 stock split on April 13, 2023, and a 2:1 bonus share issuance on July 2, 2023. These actions have increased the share count. Investors should keep an eye on this small-cap stock.

Disclaimer: The article is for informational purposes only and not investment advice. 

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