DSIJ Mindshare

If you think all SIPs taken for any duration of time are good, think again. It has been observed by numerous research studies that SIPs over a longer duration of time have fared much better than SIPs for a shorter duration. 

Many stock market investors are prone to face the dilemma: ‘Should I invest ‘growth’ stocks or should I put my money in ‘value’ stocks.’ This conundrum is quite common and it is necessary to understand the two approaches in order to resolve it.

In the world of investment, people talk of ‘top-down’ or ‘bottom-up’ approach to investing. The lay and novice investors are bewildered by this financial jargon as these terms are beyond their comprehension. So, here we first try to understand what these terms mean and then figure out how to decide which of these two approaches is more suitable in a given situation.

SIPs help mitigate the adverse impact of market volatility by averaging out the cost of buying. Due to these obvious advantages, investors in India have made a beeline to invest in SIP schemes.

The unearthing of PNB’s Rs. 11,400 crore fraud case has bewildered investors with its combination of fake documents, siphoning of public money and the decamping of the fraudsters well ahead of the public disclosure by the bank.