Best performing SIPs of the last three years
In the last three years, the investment through this route has increased exponentially and has recently crossed Rs 10000 crore.
A systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein you can invest a fixed amount in an MF scheme at regular intervals instead of making a lump-sum investment. The instalment amount could be as little as Rs 500 a month and is similar to a recurring deposit. It’s convenient as you can give your bank standing instructions to debit the amount every month.
In the last three years, the investment through this route has increased exponentially and has recently crossed Rs 10000 crore. Now investment through the SIP route is more than lump sum in equity dedicated funds. In September 2021, total inflows into equity funds were around Rs 8800 crore, while through SIP it is Rs 10000 crore, which means there has been outflow from the lump sum route, while inflows from SIP route.
Following is the list of Top 10 equity dedicated funds based on the last three years' SIP returns.
|
Fund Name
|
3 Yr SIP Ret (%)
|
Point to Point Returns (%)
|
Category
|
Expense Ratio (%)
|
Net Assets (Cr)
|
Final Value of Rs 5000 Monthly SIP
|
|
Quant Small Cap Fund - Direct Plan
|
75.92
|
39.17
|
Small-Cap
|
0.5
|
1,158
|
₹ 32,49,997.03
|
|
ICICI Prudential Technology Fund - Direct Plan
|
69.39
|
41.8
|
IT
|
0.79
|
6,319
|
₹ 25,75,991.43
|
|
Tata Digital India Fund - Direct Plan
|
65.45
|
41.31
|
IT
|
0.5
|
3,469
|
₹ 22,42,864.35
|
|
Aditya Birla Sun Life Digital India Fund - Direct Plan
|
63.05
|
41.01
|
IT
|
1.06
|
2,536
|
₹ 20,62,871.13
|
|
Quant Infrastructure Fund - Direct Plan
|
60.12
|
39.38
|
INFRA
|
2.15
|
85
|
₹ 18,64,003.43
|
|
Quant Tax Plan - Direct Plan
|
59.72
|
39.22
|
ELSS
|
0.5
|
433
|
₹ 18,38,507.32
|
|
PGIM India Midcap Opportunities Fund - Direct Plan
|
59.69
|
38.92
|
Mid-Cap
|
0.32
|
3,060
|
₹ 18,36,610.44
|
|
Kotak Small Cap Fund - Direct Plan
|
59.04
|
36.79
|
Small-Cap
|
0.47
|
5,969
|
₹ 17,96,029.21
|
|
SBI Technology Opportunities Fund - Direct Plan
|
56.71
|
37.8
|
IT
|
1.01
|
1,701
|
₹ 16,58,390.36
|
|
Quant Active Fund - Direct Plan
|
55.96
|
36.5
|
Multi-Cap
|
0.5
|
1,189
|
₹ 16,16,568.93
|