Achieve Retirement Goals Through Balanced Advantage Funds

Retirement planning should be a planned activity. The corpus to be generated for retirement should have both growth and stability which comes from exposure to equity and debt. When approaching retirement, the risk appetite should be lower and hence the allocation to equities should be cautiously calibrated. The ability and willingness to manage asset allocation between equity and debt to manage portfolio risk and switch between the asset classes on the basis of attractive investment opportunities available is crucial for long-term retirement planning. This is where balanced advantage or dynamically managed asset allocation schemes can be helpful. This category of Hybrid Funds actively manages exposure to either of the asset classes with regards to the evolving market conditions.