What are Gilt funds?
Gilt funds are the type of mutual funds, which invests in government securities issued by central & state governments. There are different types of debt funds and Gilt funds are one of those. These funds have the lowest risk out of all the debt funds as these are invested with the government.
How do Gilt funds work?
Whenever the government requires money, they approach Reserve Bank of India (RBI), a banker to the government and apex bank. RBI lends the money to the government after borrowing from entities like banks and insurance companies. In exchange for the loan, RBI issues government securities for a fixed tenure. Then, the fund managers subscribe to these government securities, which have varying maturities.
Things to consider by an investor:
Risk factor: Gilt funds have no credit risk as they are invested in the government securities while government never defaults & fulfils all the obligations along with carrying the risk of interest rate risk. Interest rate and Gilt funds’ NAV are inversely related; when interest rates rise, then NAV of gilt funds fall and when interest rates fall, then the NAV of gilt fund rises. Individuals, who are risk-averse, should consider investing in these types of funds.
Investment horizon: Government securities have maturities ranging from medium-term (3-5 years) to long-term (7-10 years). Individuals, who can invest for this time period, should consider investing in these funds.
Returns: Returns from gilt funds are not guaranteed as they are variable with changes in the interest rates. If one invests in these funds when interest rates are falling, then they can earn higher returns. By investing in these funds, it is guaranteed that your capital would be preserved.
Expense ratio: Like other mutual funds schemes, these funds also charge some amount as fees in order to manage the funds. The expense ratio may differ according to the fund manager’s investment strategy.
Taxation: Any capital gains arising on these funds vary, depending upon the term of the investment. If the capital gains arising are less than three years, then it will be termed as short-term capital gain, which will be further taxed as per the Income Tax slabs. On the other hand, if the capital gains arising are more than three years, then it will be called a long-term capital gain, taxed at the rate of 20 per cent.
Some top Gilt funds in India are:
The following chart depicts the top four Gilt funds based on 1-year and 3-year returns of different funds along with their AUMs:
![](data:image/png;base64,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)