Believe it or not: This bank has no NPA for over 10 consecutive years! Believe it or not: This bank has no NPA for over 10 consecutive years! Maintaining net zero NPAs sets it apart as an enduring beacon of excellence in the world of banking Karan Dsij / Tuesday, October 3, 2023 / Article rating: 4.2 Its Cash Reserve Ratio (CRR) consistently surpasses prescribed levels, and the bank has diligently introduced digital products in strict compliance with the guidelines set forth by the Reserve Bank of India (RBI).