Ravi Explains Lumpsum vs SIP to His Old Friend Vikram Ravi Explains Lumpsum vs SIP to His Old Friend Vikram It was a calm evening when Ravi and his old friend Vikram met up at their favourite café. Vikram had been hearing a lot about investing and was eager to learn more. Kiran Shroff / Thursday, January 30, 2025 / Article rating: 5.0 Knowing Ravi had a lot of experience with the stock market, he decided to ask for some advice.