Should You Time Your SIP Investments?

Systematic Investment Plans (SIPs) have emerged as the backbone of the Indian equity market, with inflows exceeding ₹ 20,000 crore per month since the start of this financial year. These steady contributions have provided resilience to the equity market, often counterbalancing the selling pressure from Foreign Institutional Investors (FIIs). Nonetheless, recent performance data presents an uncomfortable reality - several popular SIP-driven equity funds have delivered negative returns over the past year.