Which one to buy: Third party cover or comprehensive cover
Which one to buy: Third party cover or comprehensive cover

Which one to buy: Third party cover or comprehensive cover

DSIJ Intelligence Article rating: 5.0

In India, third party motor insurance cover is mandatory as it provides protection against any liability arising out of damage caused by your vehicle to the life, limb, vehicle and property of the third party. But since the third party cover does not offer any kind of protection against damage caused to your vehicle or any bodily injury sustained by you in the accident, the third party cover can be inadequate. 

Setting goals for mutual fund investments
Setting goals for mutual fund investments

Setting goals for mutual fund investments

DSIJ Intelligence Article rating: 5.0

Every individual has various kinds of goals in life. A person with a family of four consisting of spouse, son, daughter and oneself will also have many goals to achieve both personal as well as for family. 

Why file ITR even if you are outside tax bracket
Why file ITR even if you are outside tax bracket

Why file ITR even if you are outside tax bracket

DSIJ Intelligence Article rating: 5.0

One should start filing ITR the moment one becomes employed and starts earning. There are many advantages of filing an ITR as the ITR comes in handy as an authentic document which the individual can submit for various purposes as a citizen. Let us examine the various uses of ITR.


Things to remember when filing ITR
Things to remember when filing ITR

Things to remember when filing ITR

DSIJ Intelligence Article rating: 5.0

It is important that the taxpayer fills up the correct form as well as correct and full details of all types of incomes to avoid any complications in future. Let us take a look at the basic things that a taxpayer needs to be careful about.

Funda of investing in volatile markets
Funda of investing in volatile markets

Funda of investing in volatile markets

DSIJ Intelligence Article rating: 5.0

What should the retail investors do in a voatile market? The simple answer is: remain invested in quality stocks, adopt a disciplined approach to investing and exit dud stocks. Let’s elaborate on these points.

MSP hike: Seeding the polls too late with sops
MSP hike: Seeding the polls too late with sops

MSP hike: Seeding the polls too late with sops

DSIJ Intelligence Article rating: 5.0

The Central government’s decision to fix the minimum support prices (MSP) of Kharif crops at 50% above the cost of production is a welcome move, but the timing reeks of political motivation on account of the fast-approaching General Election.

Benefits of incremental term insurance plan
Benefits of incremental term insurance plan

Benefits of incremental term insurance plan

DSIJ Intelligence Article rating: 5.0

Insurance companies come up with innovative products from time to time in order to meet the varying needs of policyholders. The incremental term insurance plan is one such innovative product that is aimed at making life easy for the heirs of a deceased policyholder. Let us look at the features of the incremental term insurance plan to understand its benefits for the policyholder.

Barriers to entry
Barriers to entry

Barriers to entry

DSIJ Intelligence Article rating: 4.3

When there is a monopoly or a duopoly in a sector or industry, you can be sure there are plenty of barriers to the entry of other players in the sector or the industry. Such companies make supernormal profits as they can dictate the price at which their products or services are available to the customers and, therefore, their shares command premium pricing on the stock markets.

How do economies of scale work?
How do economies of scale work?

How do economies of scale work?

DSIJ Intelligence Article rating: 5.0

The term ‘economies of scale’ is synonymous for efficiency in production of goods and services. It simply means that as the business grows bigger and bigger, the cost of production per unit declines progressively.


Jacking up and hammering down of stock prices
Jacking up and hammering down of stock prices

Jacking up and hammering down of stock prices

DSIJ Intelligence Article rating: 3.5

It is claimed that the price of a stock on the stock market is the function of demand for that stock and the available supply at a given point of time, apart from the fundamental factors that come into play in the pricing of the stock.

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