The first step in starting your investing journey is to devise a clear financial plan. A sound financial plan must list down all your financial goals, the expected amount required to achieve each of those goals and the time when one must achieve those goals.

Financial literacy is very low in India, even among the adults. DSIJ elucidates how you can teach your kids about money and make them financially literate.

History shows that whenever the general elections approach, the equity market becomes volatile. analyses the historical trend DSIJ and guides you on your MF strategy to beat the election blues. 

There are very few options left for an investor in h the current market uncertainty. The equity and debt markets are both equally hit by the current bout of volatility. The portfolios of most of the investors have taken a hit of more than 10% in the last one month. Even the much-coveted IT-dedicated funds have not remained immune to the current market condition and have gone down in the last one month. Some of the safer bets such as ultra-short duration funds are also hit by the downgrades in rating of bonds of some of the companies as funds must mark down these bonds by 25-50% in their portfolios. 

The following table lists top-ranked equity funds based on DSIJ's proprietary research methodology.

This is our mutual fund recommendation. Every fortnight, we recommend one open-ended equity diversified fund that has the best potential of returns for the next one year considering its constituents remain the same.

It was great reading your SIP edition (Issue No.19). One of the complex things for me was to understand how taxation works in case of mutual funds as there are different kind of funds and their durations also different. Your story made it simple to understand.

Financial Freedom is less about financials and more about freedom. DSIJ explains how you can work towards financial freedom and live the lifestyle you desire without having to work for money.

The market regulator, Securities and Exchange Board of India (SEBI) in its latest meeting has decided to cap the expenses ratio charged by the fund houses to investors. This change in slab rate of expense ratio is being done after a gap of almost 22 years and this change is for the first time after the slab rates were introduced in the year 1996.

There are many concerns in the minds of investors when it comes to investing in mutual fund. With the indices trading at all-time highs, investors are wondering whether the markets would start falling sharply from these levels or there would be a minor correction in the market. Recently, we saw the equity markets falling from the recent highs by 3-5 per cent.