The last quarter of a year is always hectic for many of us from a tax planning perspective.

This is that time of the year when most of us start looking to plan for saving on tax and evaluate different options available.

There is only one way you can make money in the equity market, which is to buy low and sell high.

One of the world's biggest investment research and investment management services' companies did a study about how the average investor fared in a fund over a period of time.

In investments, there is always a trade-off between risk and return. Higher the risk you take, higher will be the return. As an investor you ought to take decisions based on what is the return that you are expecting to get for every additional risk you take. You take as much as risk till the time it is adequately compensated by better return.

We now have the 37th category of mutual funds in the form of a flexi-cap fund. This has been in the wake of SEBI’s decision to regulate the multi-cap category that needs to be necessarily diversified among large-cap, mid-cap and small-cap stocks in the proportion of at least 25 per cent each.

The emotion of fear sometimes becomes more dangerous than the reason for any such fear. When India went through one of the strictest lockdowns to prevent spreading of the corona virus, it impacted the entire economy.

Over the past six months, large-cap dedicated funds have underperformed their benchmark by a good margin.

Recently SEBI modified its asset allocation rules of multi-cap mutual funds under the pretext that the existing funds under this category are not

Consistency and continuity in every aspect of the functioning of the stock market, be it regulation, makes it stronger and reduces the uncertainty. The recent SEBI circular with regard to changes in the asset allocation of multi-cap funds is likely to disturb both consistency and continuity in the equity-dedicated mutual funds.