Imagine standing at the beginning of a long-distance marathon. You know the race will have twists, obstacles and smooth stretches.

Mohit Verma, a 28-year-old technology entrepreneur, had a successful start-up that generated substantial income. Flush with cash, he decided to invest heavily in high-risk stocks and in futures and options, confident that he would quickly achieve massive returns.

The positive enthusiasm surrounding the Indian economy is evident in our capital markets, which are reaching new milestones.

In a 1.4-billion strong nation teeming with ambition and dreams, financial security is a cornerstone of a fulfilling life. Picture a future where your aspirations are not just hopes, but achievable goals.

In an ideal world, our most promising investments would steadily rise in value immediately after we invest. However, the reality is far more volatile.

Retirement is one of the most crucial and lifechanging phases. It marks a period where maintaining your lifestyle becomes paramount even though your regular income stops.

Think of retirement and we conjure up images of a relaxed laid-back life, lots of travel, pursuit of hobbies, and a generally wonderful period to look forward to.

As parents, we understand the profound importance of our childrens wellbeing and development.