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COVER STORY Vol 28 Issue No 18

Banking The Unbanked: Challenges & Opportunities For The Sector

There is a sizeable underserved demographic that shows up the inadequacies in the sector and throws up a test in terms of bridging the gap between the banking ‘haves’ and ‘have-nots’. However, this very same population ‘bank’ holds out a wealth of opportunity for the sector in terms of a whole new market it can tap, says Shashikant

More in

This Issue

Editorial

Indian Banking: Broadening Horizons - Mohan V. Tanksale, Ex-CMD, Central Bank of India

I have seen the Indian banking industry evolve over my long career as a ban...

Special Report

Indian Banking: On The Cusp Of Change

The broader and ambitious theme of financial inclusion provides for tremend...

Special Report

FDI: Breathing New Life Into Indian Banking

In the backdrop of the regulatory mandates for huge capital infusion, forei...

Special Report

The New Banking Brigade

There are around 26 new entities which have applied for the new banking lic...

Special Report

Risk Management: A Safety Net For Banking

With the demands on the banking sector getting increasingly rigorous, banks...

Special Report

Co-Operative, Still Competitive

Despite increasing competition in the Indian banking space, co-operative ba...

Special Report

Value Creators & Destroyers

Importance of the banking sector has been growing in the Indian economy and...

Special Report

Public & Private Banks: Who Comes Up Trumps?

With changing economic cycles, a country’s banking sector also goes through...

DSIJ Opinion

Risk Management: A Safety Net For Banking

With the demands on the banking sector getting increasingly rigorous, banks...

DSIJ Opinion

Banking The Unbanked: Challenges & Opportunities For The Sector

There is a sizeable underserved demographic that shows up the inadequacies ...

DSIJ Opinion

FDI: Breathing New Life Into Indian Banking

In the backdrop of the regulatory mandates for huge capital infusion, forei...

DSIJ Opinion

The New Banking Brigade

There are around 26 new entities which have applied for the new banking lic...

DSIJ Opinion

Indian Banking: On The Cusp Of Change

The broader and ambitious theme of financial inclusion provides for tremend...

DSIJ Opinion

Value Creators & Destroyers

Importance of the banking sector has been growing in the Indian economy and...

DSIJ Opinion

Public & Private Banks: Who Comes Up Trumps?

With changing economic cycles, a country’s banking sector also goes through...

DSIJ Opinion

Co-Operative, Still Competitive

Despite increasing competition in the Indian banking space, co-operative ba...

Guest Column

AADHAAR: The Right Tool To Help Bank The Unbanked - Rajesh Bansal, Assistant Director General, UIDAI

True to its name, ‘Aadhaar’ has come as a boon to provide an easy and cost-...

Guest Column

Incentivising Banks To Further Inclusion - Dr K C Chakrabarty, Deputy Governor, Reserve Bank of India

One of the most talked about topics, and in fact, one which has now become ...

Informed Intelligence

Informed Intelligence

Stock talk on VIP Industries, IndusInd Bank, Exide Industries and Voltas

Interview

Technology Enabling Safe & Secure Banking - Vijayalakshmi R Iyer, CMD, Bank of India

Technology has indeed gone a long way in ensuring a better banking environm...

Interview

Co-Operative Banks Have Their Own Niche - Shrinivas Joshi, CEO, Shamrao Vithal Co-operative Bank

Shrinivas Joshi, CEO, Shamrao Vithal Co-operative Bank tells us why the per...

Interview

Opportunities And Challenges In The Banking Industry - M Narendra, Chairman & Managing Director, Indian Overseas Bank

M Narendra, Chairman and Managing Director, Indian Overseas Bank tells us a...

Interview

Reaching Out To The Unbanked - Shubhalakshmi Panse, CMD, Allahabad Bank

Not only do banks have an important role to play in catering to individual ...

Interview

Incentivising Banks To Further Inclusion - Dr K C Chakrabarty, Deputy Governor, Reserve Bank of India

One of the most talked about topics, and in fact, one which has now become ...

Interview

The Potential Of Untapped Domains - Narendra Singh, CMD, Bank of Maharashtra

Rural banking is going to come in a big way and technological development i...

Interview

The Revolution Of Payments - A P Hota, MD & CEO, National Payments Corporation Of India

A P Hota, MD & CEO, National Payments Corporation Of India discusses th...

Interview

Need To Scale Up Risk Management Levels - Mustaq Ahmed, CMD, Jammu & Kashmir Bank

Mustaq Ahmed, CMD, Jammu & Kashmir Bank tells us that factors like the ...

Interview

Not Looking At Any Merger Situation - B Sriram, Managing Director, State Bank of Bikaner and Jaipur

Confident that the current state of economic volatility will not continue f...

Interview

Opportunities For 'Sachet Banking' - C S Ghosh, CMD, Bandhan Financial Services

C S Ghosh, CMD, Bandhan Financial Services, talks about how new banks need ...

Interview

Strong Balance Sheet Potion To Create Shareholder’s Value - K Venkataraman, MD & CEO, Karur Vysya Bank

The current situation teaches us an important lesson, the banking system as...

Interview

Electronic Payment: The Way Of The Future - Raj Jain, Chairman and Managing Director, RS Software

Raj Jain, Chairman and Managing Director, RS Software tells us about t...

Interview

New Players Must Imbibe Right Strategies And Innovative Methods - George Alexander Muthoot, MD, Muthoot Finance

George Alexander Muthoot, MD, Muthoot Finance shares his views on the banki...

Interview

Serving The Under-Served In Tourism - B M Gupta, CGM, Tourism Finance Corporation of India

While in its initial phase of entering the banking sector Tourism Finance C...

Interview

Banking The Unbanked: Issues, Concerns & The Way Ahead - R K Dubey, CMD, Canara Bank

R K Dubey, CMD, Canara Bank explains why the banking sector needs to see a ...

Interview

Our Network Is Diversified And Is Being Further Enriched - Debabrata Sarkar, Chairman & Managing Director, Union Bank of India

The slowdown in Indian economy may provide enough reason to worry but that ...

Interview

The Need Of The Hour Is Adopt Technology - Arun Kaul, Chairman And Managing Director Of UCO Bank

Arun Kaul, chairman and managing director of UCO Bank, has been able to ach...

Interview

Recovery Mechanism: Biggest Challenge Of Rural Banking - P Jayarama Bhat, MD & CEO, Karnataka Bank

In an uncertain economy with forces are acting against the financial system...

Interview

As Competition Increases, The Banking Pie Will Grow - R Venkataraman, Managing Director, India Infoline

It is crucial for the banking sector to widen its net and reach more of the...

Interview

Entry Of New Players Will Help Indian Banking Improve - H S Upendra Kamath, CMD, Vijaya Bank

H S Upendra Kamath, CMD, Vijaya Bank believes that the new banking licenses...

Interview

Extending The Cause Of Financial Inclusion - V Lakshmi Narasimhan, Chief Financial Officer, Magma Fincorp

With the per capita income of the population increasing and a large populat...

Interview

Huge Potential For E-Commerce - Mohan Nair, Chief Marketing Officer, CCAvenue

The fact that 85 per cent of the transactions done in the travel sector are...

Interview

Banking On Inclusive Growth - Radhakrishnan VS, MD & CEO, Janalakshmi Financial Services

Radhakrishnan VS, MD & CEO, Janalakshmi Financial Services talks about ...

Interview

The Role Of Banks In Spreading Equity Culture - Ashish kumar Chauhan, MD & CEO, BSE

In a developing capital market scenario, banks play a pivotal part in foste...

Interview

Need Regulatory Support To Focus On Excluded Strata - G S Sundararajan, MD, Shriram City Union Finance

G S Sundararajan, MD, Shriram City Union Finance talks about the growth opp...

Interview

Increased Competition Of Banking Talent - Murali M Natrajan, MD & CEO, DCB Bank

Murali M Natrajan, MD & CEO, DCB Bank talks about the challenges in the...

Interview

Inclusive Growth For Financial Independence - B A Prabhakar, CMD, Andhra Bank

B A Prabhakar, CMD, Andhra Bank tells us why widespread access to bank...

Interview

A Personalised Touch To Banking - V A Vaishampayan, Chairman, TJSB Sahakari Bank

V A Vaishampayan, Chairman, TJSB Sahakari Bank tells us that the newer enti...

Market Moves

Markets On A Consistent Downfall

Looking at the current situation, it seems quite likely that...

Politics & Economy

Meet The Governor

Eminent economist Raghuram Rajan has been appointed as the 23rd Governor of...

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